consumer-driven-banking

Vancity Community Investment Bank (VCIB) is a federally regulated Schedule I chartered bank headquartered in Toronto, Ontario, and a wholly owned subsidiary of Vancouver City Savings Credit Union (Vancity), Canada's largest community credit union.

Canadian Tire Bank (operating as Canadian Tire Financial Services) is a federally regulated Schedule I bank, wholly owned by Canadian Tire Corporation, Limited and federally chartered in 2003. Headquartered in Oakville, Ontario with operations in St.

BMO Financial Group (Bank of Montreal) is one of Canada's Big Six banks and a Schedule I domestic chartered bank, founded in Montreal in 1817 as Canada's oldest bank. It is a diversified North American financial-services provider serving personal, commercial, wealth, and capital-markets clients across Canada and the United States (where it…

Simplii Financial is the no-fee direct banking brand of the Canadian Imperial Bank of Commerce (CIBC), one of Canada's Big Six Schedule I domestic banks. Launched November 1, 2017, Simplii succeeded CIBC's two-decade President's Choice Financial (PC Financial) co-venture with Loblaws, migrating roughly two million accounts to the new brand.

First West Credit Union — rebranded Tru Cooperative Bank in 2026 — is a member-owned Canadian cooperative financial institution headquartered in Langley, British Columbia. Formed in 2010 by the merger of Envision Credit Union and Valley First, and later joined by Island Savings and Enderby & District Financial, it operates those four regional…

Affinity Credit Union is a member-owned financial cooperative headquartered in Saskatoon, Saskatchewan, Canada. Formed in 2005 through the amalgamation of several Saskatchewan credit unions, it is the largest credit union in Saskatchewan and among the ten largest in Canada, with roughly CAD 9.6 billion in managed assets and a province-wide branch…

KOHO is a Canadian financial-technology company (neobank) founded in 2014 by Daniel Eberhard and headquartered in Vancouver, British Columbia, serving more than 2.5 million Canadians through a mobile-first money app. KOHO is not a chartered bank; it issues a KOHO Mastercard prepaid card through KOHO Financial Inc.

Equitable Bank is Canada's seventh largest independent Schedule I bank by assets and a wholly owned subsidiary of EQB Inc. (TSX: EQB), a Toronto-based Canadian financial services company with over CAD $144 billion in combined assets under management and administration.

Canadian Western Bank (CWB) is a Schedule I domestic chartered bank founded in 1988 (through the merger of the Bank of Alberta and Western & Pacific Bank) and headquartered in Edmonton, Alberta at Canadian Western Bank Place.

National Bank of Canada (Banque Nationale du Canada, TSX: NA) is a Schedule I chartered bank headquartered in Montreal, Quebec, founded in 1859. It is the sixth-largest of Canada's Big Six banks and the leading bank in Quebec, serving personal, commercial, wealth-management, and financial-markets clients.

Desjardins Group (Mouvement Desjardins) is the largest cooperative financial group in North America, founded in 1900 in Lévis, Quebec by Alphonse Desjardins. It is a federation of caisses populaires (member-owned credit unions) rather than a share-capital chartered bank, comprising the Fédération des caisses Desjardins du Québec and its…

ATB Financial (formerly Alberta Treasury Branches) is a financial institution and Crown corporation wholly owned by the Government of Alberta, established in 1938 and operating under the provincial ATB Financial Act rather than the federal Bank Act.

Coast Capital Savings is a member-owned financial co-operative headquartered in Surrey, British Columbia, serving over 600,000 members across roughly 45 branches. On November 1, 2018 it became Canada's first British Columbia-based federal credit union (regulated federally rather than provincially), and in May 2026 it completed a merger with…

TD Bank Group (The Toronto-Dominion Bank) is one of Canada's Big Six chartered banks — a federally regulated Schedule I bank headquartered in Toronto and listed on the TSX and NYSE under the ticker TD.

Canadian Imperial Bank of Commerce (CIBC) is a Schedule I domestic chartered bank and one of Canada's Big Six, formed in 1961 through the merger of the Canadian Bank of Commerce and the Imperial Bank of Canada and headquartered in Toronto, Ontario.

First Nations Bank of Canada (FNBC) is a Schedule I federally regulated chartered bank under the Bank Act, chartered on 19 November 1996 and headquartered in Saskatoon, Saskatchewan.

Interac Corp. is Canada's domestic payments and digital verification network, founded in 1984 as the Interac Association and reorganized as a for-profit corporation in 2018 (through the merger of Interac Association and Acxsys).

Prospera Credit Union is a member-owned cooperative financial institution headquartered in British Columbia, Canada, formed on January 1, 2020 through the merger of the original Prospera Credit Union and Westminster Savings Credit Union — the largest credit-union merger in Canadian history.

Amex Bank of Canada is the Canadian banking subsidiary of the American Express Company (United States), incorporated in 1990 and headquartered in the Toronto area (Markham, Ontario).

Alterna Savings and Credit Union Limited is a member-owned financial cooperative (credit union) founded in 1908 as the Civil Service Savings and Loan Society, headquartered in Ottawa, Ontario and regulated provincially by the Financial Services Regulatory Authority of Ontario (FSRAO).