📌 Description: This is a full-stack Paytm Clone application built using Turborepo to manage a monorepo structure, allowing efficient code sharing between frontend and backend. The primary goal of the project is to understand and simulate real-world digital payment flows, including netbanking-based transactions and peer-to-peer (P2P) payments.

The project emulates essential Paytm-like features including:

🔐 User Authentication

💰 Wallet Balance Management

🔄 P2P Money Transfers

🏦 Netbanking-style Bank Transfers

📜 Transaction History

🔗 Simulated UPI-style Payment Flow

🏗️ Tech Stack: Turborepo – Monorepo architecture for seamless integration of backend, frontend, and shared utilities

Next.js – For building dynamic, modern frontend

Node.js / Express – For backend API routes and business logic

PostgreSQL – Database to store user data and transaction logs

Prisma / ORM – For type-safe database access

Tailwind CSS – For clean and responsive UI design

🎯 Learning Objectives: Understand how digital transactions are processed step-by-step (like UPI and netbanking).

Learn to build and maintain a monorepo architecture using Turborepo.

Implement P2P money transfer logic, balance checks, and atomic operations.

Secure user authentication and handle sensitive transaction operations safely.

Use shared packages between backend and frontend in a scalable repo structure.

💡 Key Features: Simulated banking interface with fake balance and bank details

Real-time balance updates and transaction simulation

Centralized user and transaction management system