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mizcausevic-dev / mortgage-decision-record-audit-stream-reference

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AGPL-3.0 reference impl of mortgage-decision-record-audit-stream. Pacific Coast Mortgage × VendorR LoanDecision v5.2 trajectory. 2 invariants: UNIVERSAL human-underwriter on adverse-action-capable kinds + ECOA Reg B 30-day adverse-action notice per 12 CFR §1002.9. Kinetic Gain Suite.

agpl reference-implementation proptech ecoa ai-governance fair-housing kinetic-gain-protocol-suite audit-stream kinetic-gain-suite reg-b
  • Updated Jun 1, 2026
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