payroll-deduction

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api-evangelist / perpay

Perpay is a buy-now-pay-later and credit-building platform that lets consumers shop and pay via automatic payroll deductions. Its internal REST platform supports marketplace checkout, installment plan creation, payroll direct-deposit switching (via Pinwheel), identity and income verification, and credit-bureau reporting to Experian, TransUnion…

payments fintech consumer-finance apis-json bnpl buy-now-pay-later credit-building payroll-deduction

Updated Aug 4, 2026

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