Plain-English consumer credit resources from Credit Plainly, including credit report, credit score, and dispute education links.
Plain-English credit score learning path: ranges, models, reports, and tools. Educational only. By Credit Plainly.
Plain-English learning kit for understanding credit utilization, balances, limits, and score factor basics.
Consumer credit risk, PD scorecard (logistic regression + WOE/IV) on Home Credit data, with discrimination, calibration and population-stability validation, ongoing monitoring, and model governance. Includes an EAD analysis reframed as a documented data-quality finding.
Plain-English guide map for understanding official free credit reports and report review basics.
Plain-English starter kit for reviewing credit reports when identity theft or mixed-file warning signs may be present.
Educational map explaining secured credit card mechanics without product rankings or affiliate offers.
Credit monitoring basics: alerts, reports, scores, and freezes. Educational only. By Credit Plainly.
Map of credit report and score terms to Credit Plainly glossaries and guides. Educational only.
Plain-English checklist kit for reviewing possible credit report errors before deciding whether to dispute.
Plain-English starter map for U.S. credit report errors and disputes. Educational only. By Credit Plainly.
Plain-English map of official bureau dispute starting points and Credit Plainly dispute education resources.
US Truth in Lending APR — Regulation Z Appendix J actuarial method. Zero dependencies.
CRS Credit API delivers credit data-as-a-service for fast, compliant financial decisioning. The platform aggregates consumer and business credit, identity, fraud, and public records data from major bureaus (Equifax, Experian, TransUnion, LexisNexis, CIC, PitchPoint) through a single contract and developer interface.
Public portfolio of enterprise data strategy and governed decision systems spanning credit strategy, survival modeling, forensic data quality, reconciliation, regulatory remediation, model/data validation, and executive decision support—built with SAS, SQL/PostgreSQL, Python, and Power BI.
FairMoney — Nigeria/India digital bank and micro-lending platform
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