Fix PR #22 review findings: config edge cases and token type guard - #23

Node.js 20 is deprecated. The following actions target Node.js 20 but are being forced to run on Node.js 24: actions/checkout@v4, stefanzweifel/git-auto-commit-action@v5. For more information see: https://github.blog/changelog/2025-09-19-deprecation-of-node-20-on-github-actions-runners/