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Ken Lasko edited this page Jun 9, 2026 · 18 revisions

Monize Wiki

Welcome to the Monize wiki -- your comprehensive guide to managing personal finances with Monize, a modern replacement for Microsoft Money.

Monize Logo

Table of Contents

Getting Started

Core Features

  • Dashboard -- Your financial overview at a glance
  • Accounts -- Managing bank accounts, credit cards, loans, and assets
  • Transactions -- Recording, searching, and managing transactions
  • Budgets -- Smart budget planning with auto-generation, velocity tracking, and alerts
  • Investments -- Portfolio tracking, securities, and investment transactions
  • Bills and Deposits -- Scheduled and recurring transactions

Organization and Reporting

AI

  • AI -- AI assistant, financial insights, and MCP integration

Administration

  • Settings and Security -- User preferences, two-factor authentication, and security
  • Shared Access -- Grant scoped access to your accounts to family members, accountants, or bookkeepers
  • Emergency Access -- Designate trusted contacts who can take over your account if you become incapacitated
  • Backup and Restore -- Manual and automatic backups, encryption, restore, and retention policies

What is Monize?

Monize is a self-hosted, web-based personal finance management application. It provides a full suite of tools for tracking your income, expenses, investments, and net worth -- all from a modern, responsive web interface.

Key Features

  • Multi-Account Support -- Track chequing, savings, credit cards, loans, mortgages, investments, cash, lines of credit, and assets
  • Investment Portfolio Tracking -- Full brokerage account support with automatic price updates from Yahoo Finance
  • Recurring Transactions -- Schedule bills, deposits, and transfers with flexible recurrence options
  • Smart Budgets -- Auto-generated budgets from spending history with velocity tracking and proactive alerts
  • Comprehensive Reporting -- 40+ built-in reports across 10 categories plus a custom report builder with charts
  • Multi-Currency -- Support for 8+ currencies with automatic exchange rate updates
  • Multiple Languages -- Display the interface in your preferred language with locale-aware date, number, and currency formatting and right-to-left layout support. See Language
  • Tags -- Flexible cross-category labels for transactions (e.g., "Vacation 2026", "Tax Deductible", "Reimbursable")
  • Transaction Import -- Import CSV, OFX/QFX, and QIF files (Quicken and Microsoft Money) with smart column auto-matching, saved presets, automatic payee matching, and full-file multi-account QIF support
  • AI Assistant -- Ask questions about your finances in plain language and get spending insights
  • MCP Integration -- Connect Claude Desktop or other MCP clients directly to your financial data
  • Debt Tracking -- Debt payoff timeline projections, loan amortization schedules, and payment analysis for loans and mortgages
  • Security -- Two-factor authentication with backup codes, "Remember Me" extended sessions, password breach checking, account lockout, refresh token rotation, rate limiting, and comprehensive security headers
  • Emergency Access -- Designate trusted contacts who automatically receive a magic link to take over your account if you go inactive for an extended period
  • Encrypted Backups -- Optionally wrap manual and scheduled backups in an AES-256-GCM envelope keyed by your password, safe for off-site or cloud storage
  • Self-Hosted -- Your financial data stays on your own server
  • Progressive Web App -- Installable on desktop and mobile for a native app-like experience with its own window, home screen icon, and cached app shell. See Installing as a Progressive Web App

Technology Stack

Component Technology
Frontend Next.js (React), Tailwind CSS
Backend NestJS (Node.js/TypeScript)
Database PostgreSQL 16
Deployment Docker Compose, Kubernetes (Helm)

Quick Navigation

I want to... Go to...
Set up Monize for the first time Getting Started
Import transactions from my bank Importing Transactions
Migrate from Quicken Importing from Quicken
Migrate from Microsoft Money Importing from Microsoft Money
Understand the dashboard Dashboard
Create and manage accounts Accounts
Track my investments Investments
Create a budget from my spending history Budgets
Set up recurring bills Bills and Deposits
Label transactions with tags Tags
Run financial reports Reports
View debt payoff projections Reports
Ask AI about my finances AI
Get spending insights AI
Connect Claude Desktop to Monize AI
Back up or restore my data Backup and Restore
Set up automatic backups Backup and Restore
Encrypt my backups before syncing to cloud storage Backup and Restore
Configure security settings Settings and Security
Share my accounts with a spouse, accountant, or family member Shared Access
Designate a trusted contact to take over my account in an emergency Emergency Access

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