Finance Tracker

A native macOS finance tracker for viewing account balances, tracking bills and spending, and visualizing trends — without ever connecting to a real bank.

Built with Tauri (Rust) + React + TypeScript, with all data stored locally in SQLite. Nothing syncs, nothing leaves the machine.

Why

Most finance apps want you to link real bank credentials to a third-party service (and pay lots of $$$). This one doesn't support that at all, by design — every balance is entered manually or imported from a statement CSV/PDF you download yourself. It trades live syncing for not having your account credentials or balances sitting in someone else's cloud.

Screenshots

Dashboard — net worth, assets vs. debt, upcoming bills, spending by category

Calendar — every recurring bill projected across the month

Trends — net worth over time, category breakdown, monthly spending

Features

• Accounts — track checking, HYSA/savings, brokerage, and credit card balances (Chase, Wealthfront, Fidelity, Robinhood, Capital One, BofA, Discover, or any institution you add). Balances are updated manually and every update is logged to a history table, which is what powers the net worth trend chart.
• Bills & Expenses — recurring bills (mortgage, insurance, utilities, lawn care, etc.) with due dates, recurrence, autopay flag, and a notify-me-N-days-before setting; one-off expenses; bulk import from a CSV or PDF statement.
• Calendar — recurring bills projected forward across the month, click a day to see what's due and mark it paid.
• Trends — net worth over time, spending by category (top 7 + "Other", with a 30/90/365-day range toggle), and monthly spending.
• Native notifications — a background check fires a macOS notification when a bill is due within its configured notice window.
• CSV / PDF statement import — point it at a bank/card CSV export, or a PDF statement if that's all your institution offers; it extracts transactions for you to review (and drop any stray lines) before importing.

Import formats

The CSV importer looks for date/description/amount columns under common header names (Date/Transaction Date, Description/Memo/Payee, Amount/Debit) and should work with most bank exports unmodified.

PDF import is best-effort: it extracts text and scans for lines shaped like <date> <description> <amount>. Statement layouts vary a lot between institutions, so always review the parsed preview (and remove anything that isn't really a transaction, like a subtotal or interest line) before confirming the import.

Every import batch applies one category/account to all its rows — for per-transaction categorization, categorize manually after import or edit the CSV's category column before importing.

Tech stack

• Tauri 2 (Rust) — native shell, window management, OS notifications, filesystem access
• React 19 + TypeScript, Vite
• Tailwind CSS 4 + Framer Motion for the UI
• Zustand for app state
• Recharts for charts
• @tauri-apps/plugin-sql (SQLite) for local storage — schema and seed data live in src-tauri/migrations/
• pdfjs-dist for PDF statement text extraction

Development

Prerequisites: Node.js, Rust, and Xcode Command Line Tools.

npm install
npm run tauri dev    # launch in development mode

Building

npm run tauri build

Produces a .app and .dmg under src-tauri/target/release/bundle/. The build isn't code-signed/notarized, so macOS Gatekeeper will flag it on first launch — right-click the app → Open to bypass that once.

Data storage

The SQLite database lives at ~/Library/Application Support/com.bharathjyothi.financetracker/finance-tracker.db. There is no sync, no server, and no telemetry — it's a plain local file you can back up, inspect, or delete like any other file on your Mac.