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Tribe Payments (tribe-payments)

About this repository

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Full detail: Where this data comes from

Tribe Payments is a London, United Kingdom-based payments technology company and issuer/acquirer processor that gives banks, acquirers, and fintechs a modular, API-driven platform to launch card and payment products without building core processing in-house. Built around its ISAAC processing engine, Tribe spans card issuing (issuer processing), merchant acquiring and a payment gateway, POS/SoftPOS terminal management, tokenization, fraud and risk monitoring, 3D Secure, digital wallets, Open Banking (PSD2 account-to-account payment initiation and account information), and Bank Connect / Banking-as-a-Service.

Tribe is developer-led and publishes an extensive public API reference at doc.tribepayments.com; sandbox access is granted on request via the contact form rather than through fully open self-service signup. Its home market is the United Kingdom, where PSD2/Open Banking and the Faster Payments and Bacs rails operated by Pay.UK anchor a dense cluster of API-native payment providers.

APIs.json: https://raw.githubusercontent.com/api-evangelist/tribe-payments/refs/heads/main/apis.yml

Tags

  • Payments
  • United Kingdom
  • Issuer Processor
  • Card Issuing
  • Acquiring
  • Payment Gateway
  • Open Banking
  • Banking-as-a-Service
  • Fraud
  • Point of Sale

Timestamps

  • Created: 2026-07-24
  • Modified: 2026-07-24

APIs

Fifteen verbatim OpenAPI 3.0 documents were harvested from the Tribe developer portal's public content API, across eight documented products. Several core issuer-processor and acquiring APIs are documented in the portal but publish no downloadable OpenAPI in their current version.

Spec-backed APIs (OpenAPI harvested)

  • Payment Gateway - Credit Card API — REST card processing (sale, auth, capture, refund, void) + callbacks. Docs
  • Payment Gateway - Hosted Payments API (HPP) — Tribe-hosted checkout + webhooks. Docs
  • Payment Gateway - Credit Card Token API — card tokenization + token webhooks. Docs
  • Payment Gateway - Reports API — transaction reporting + report callbacks. Docs
  • Point of Sale - Device Directory API — terminal/SoftPOS device management. Docs
  • Risk Monitor - Client API — real-time fraud/risk monitoring + webhooks. Docs
  • Open Banking - Bank API — ASPSP-side AIS/PIS + bank webhooks. Docs
  • Open Banking - Third-Party Providers API (TPP) — PIS/AIS payment initiation + payment webhooks. Docs

Documented APIs (no downloadable OpenAPI in current version)

  • Issuer Processor - Program Manager API (PM API)Docs
  • Issuer Processor - Transaction Authorization Interface (TAI API)Docs
  • Acquiring Processor - Acquirer API (ACAPI)Docs
  • Acquiring Processor - Merchant API (MAPI)Docs
  • Acquiring Processor - Terminal API (TAPI)Docs
  • Acquiring Processor - Tokenization API (TOKAPI)Docs
  • Bank Connect - Payment Services APIDocs

Authentication

API-key style header credentials, defined per product: Gateway Credit Card / HPP / Token APIs use x-auth-account-id + x-auth-account-password; Reports API uses x-auth-report-api-key + x-auth-report-api-password; Open Banking TPP API uses an HTTP bearer token + X-Client-ID; Risk Monitor uses a bearer / X-AUTH-TOKEN header. No OAuth2 flows are declared in the harvested specs.

Common Properties

Maintainers

FN: Kin Lane Email: kin@apievangelist.com

About

Tribe Payments is a London, United Kingdom-based payments technology company and issuer/acquirer processor that gives banks, acquirers, and fintechs a modular, API-driven platform to launch card and payment products without building core processing in-house.

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