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Royal Bank of Canada (RBC) is Canada's largest bank by market capitalization and one of the country's Big Six, a Schedule I domestic bank chartered under the federal Bank Act and publicly traded (TSX/NYSE: RY), headquartered in Toronto. RBC was the first Canadian bank to launch a public API developer portal and today runs both a self-serve informational/utility API set on that portal and a partner-gated Business Banking API suite for corporate treasury integration.
APIs.json: https://raw.githubusercontent.com/api-evangelist/rbc/refs/heads/main/apis.yml
- First-party developer portal: developer.rbc.com — the "RBC External Developer Portal" (live, HTTP 200). A React single-page app; no downloadable OpenAPI/Swagger is published publicly. It offers self-serve informational/utility APIs (branch locator, credit card catalog, mortgage down-payment and amortization calculators).
- Business Banking APIs: rbcroyalbank.com/business/api — partner-gated corporate/treasury APIs (RBC Move Money via Interac e-Transfer, RBC Pay, and Balance/Transactions, Tracking, and Validation). Onboarding is via an RBC Advisor.
- Consumer data access: No first-party open-banking consumer-data API. Consumer data sharing today is aggregator-based via bilateral agreements (e.g. Plaid, Yodlee).
- Consumer-Driven Banking: Canada's federal framework (Budget 2024 / Fall Economic Statement 2024, overseen by the FCAC) is legislated but not yet operational — open finance in Canada remains voluntary and fragmented. RBC publishes no operational CDB/FDX data-access endpoint.
- Financial Services
- Banking
- Canada
- Big Six
- Payments
- Interac
- Open Banking
- Developer Portal
- Created: 2026-07-23
- Modified: 2026-07-23
Self-serve informational API on the RBC External Developer Portal that returns the address and hours of the closest RBC branch(es) for a postal code or keyword search.
- Human URL: https://developer.rbc.com/
Self-serve informational API exposing RBC credit card product details, rates, and fees.
- Human URL: https://developer.rbc.com/
Self-serve calculator API computing the minimum down payment required for a given home purchase price under Canadian mortgage rules.
- Human URL: https://developer.rbc.com/
Self-serve calculator API returning the number of payments and amortization schedule for a mortgage.
- Human URL: https://developer.rbc.com/
Partner-gated Business Banking payment API for sending near real-time Interac e-Transfer transactions with optional enriched remittance/invoice data. Onboarding via an RBC Advisor.
Partner-gated Business Banking payment API for embedding RBC payment capabilities into a company's financial systems.
Partner-gated Business Banking informational API providing real-time account balance and transaction information.
Partner-gated Business Banking informational API for tracking the status of payments and transfers.
Partner-gated Business Banking informational API for validating account or payment details before a transaction.
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FN: Kin Lane Email: kin@apievangelist.com