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Full detail: Where this data comes from
Coutts & Co is a British private bank and wealth manager founded in 1692, a wholly owned subsidiary of NatWest Group (a UK CMA9 banking group). As an FCA-authorised Account Servicing Payment Service Provider (ASPSP), Coutts participates in UK Open Banking under PSD2, exposing its Read/Write APIs through NatWest Group's "Bank of APIs" developer platform. Those APIs conform to the Open Banking Implementation Entity (OBIE) Read/Write Standard and are secured with FAPI OAuth2/OIDC, mutual-TLS and PSD2 strong customer authentication.
APIs.json: https://raw.githubusercontent.com/api-evangelist/coutts/refs/heads/main/apis.yml
- Financial Services
- Banking
- Private Bank
- Wealth Management
- Open Banking
- PSD2
- OBIE
- FAPI
- Payments
- Account Information
- United Kingdom
- Created: 2026-07-23
- Modified: 2026-07-23
OBIE Read/Write Account and Transaction Information (AIS) API for Coutts, letting FCA-authorised AISPs retrieve account, balance, transaction, party, standing order, direct debit, beneficiary, product and statement data with customer consent. Secured with FAPI OAuth2/OIDC, mTLS and PSD2 SCA.
- Human URL: https://www.bankofapis.com/products/coutts-open-banking
- Base URL:
https://api.coutts.com/open-banking/v3.1/aisp
- Account Information
- AIS
- Open Banking
- OpenAPI — OBIE Read/Write Account & Transaction standard spec
- Documentation
- API Reference
OBIE Read/Write Payment Initiation (PIS) API for Coutts, letting FCA-authorised PISPs initiate domestic, scheduled, standing-order, international and file payments on behalf of the account holder. Secured with FAPI OAuth2/OIDC, mTLS and PSD2 SCA.
- Human URL: https://www.bankofapis.com/products/coutts-open-banking
- Base URL:
https://api.coutts.com/open-banking/v3.1/pisp
- Payment Initiation
- PIS
- Payments
- OpenAPI — OBIE Read/Write Payment Initiation standard spec
- Documentation
- API Reference
OBIE Read/Write Confirmation of Funds (CBPII) API for Coutts, letting authorised Card Based Payment Instrument Issuers check whether sufficient funds are available before a transaction. Secured with FAPI OAuth2/OIDC, mTLS and PSD2 SCA.
- Human URL: https://www.bankofapis.com/products/coutts-open-banking
- Base URL:
https://api.coutts.com/open-banking/v3.1/cbpii
- Confirmation of Funds
- CBPII
- Open Banking
- OpenAPI — OBIE Read/Write Confirmation of Funds standard spec
- Documentation
- API Reference
OBIE Open Data API publishing PUBLIC, unauthenticated reference data for Coutts commercial/business current account products, following the Open Banking Open Data Standard. As a private bank Coutts runs no retail ATM/branch network, so it publishes product reference data rather than ATM/Branch locator data. The exact live open-data URL was not confirmed unauthenticated (the api.coutts.com gateway is mutual-TLS gated).
- Human URL: https://www.bankofapis.com/products/coutts-open-banking
- Base URL:
https://api.coutts.com/open-banking/v2.3/business-current-accounts
- Open Data
- Business Current Accounts
- Open Banking
- Website
- Developer Portal
- Documentation
- Sandbox
- GitHub Organization
- Blog
- Support
- Status Page
- Terms of Service
- Privacy Policy
FN: Kin Lane Email: kin@apievangelist.com