[Feature] [Mono]: restrict payment management to administrators in production

[Gautam25Raj]

Summary

This pull request introduces production-only access controls for payment management, ensuring that payment-related functionality is restricted to administrators in production environments. It also adds a reusable RestrictedAccess component to provide a consistent experience when users encounter restricted features.

What's Changed

Access Control

• Restricted payment management features to administrator accounts in production environments.
• Added environment-aware access checks for payment-related functionality.
• Improved protection of sensitive billing operations by preventing unauthorized access.

User Experience

• Added a reusable RestrictedAccess component for displaying access restriction states.
• Improved messaging and consistency when users attempt to access restricted functionality.

Improvements

• Centralized access restriction logic to improve maintainability and support future role-based access controls.

Notes

• No breaking changes are introduced.
• These changes enhance the security of payment management while providing a clear and consistent user experience for restricted features.