diff --git a/src/modules/loans/dto/loan-stats-response.dto.ts b/src/modules/loans/dto/loan-stats-response.dto.ts
new file mode 100644
index 0000000..c48cb5e
--- /dev/null
+++ b/src/modules/loans/dto/loan-stats-response.dto.ts
@@ -0,0 +1,26 @@
+import { ApiProperty } from '@nestjs/swagger';
+
+export class LoanStatsResponseDto {
+  @ApiProperty({ description: 'Total number of loans across all statuses', example: 120 })
+  totalLoans: number;
+
+  @ApiProperty({ description: 'Number of currently active loans', example: 45 })
+  activeLoans: number;
+
+  @ApiProperty({ description: 'Number of fully repaid loans', example: 70 })
+  repaidLoans: number;
+
+  @ApiProperty({ description: 'Number of defaulted loans', example: 5 })
+  defaultedLoans: number;
+
+  @ApiProperty({ description: 'Total loan volume disbursed in USD', example: 98500.0 })
+  totalVolume: number;
+
+  @ApiProperty({
+    description: 'Percentage of loans repaid on time (0-100)',
+    example: 93.5,
+    minimum: 0,
+    maximum: 100,
+  })
+  onTimeRepaymentRate: number;
+}
diff --git a/src/modules/loans/loans.controller.ts b/src/modules/loans/loans.controller.ts
index aa09f0d..f973a12 100644
--- a/src/modules/loans/loans.controller.ts
+++ b/src/modules/loans/loans.controller.ts
@@ -28,6 +28,7 @@ import { LoanPaymentResponseDto } from './dto/loan-payment-response.dto';
 import { AvailableCreditResponseDto } from './dto/available-credit-response.dto';
 import { LoanListQueryDto, LoanListStatusFilter } from './dto/loan-list-query.dto';
 import { LoanListResponseDto } from './dto/loan-list-response.dto';
+import { LoanStatsResponseDto } from './dto/loan-stats-response.dto';
 import { JwtAuthGuard } from '../../common/guards/jwt-auth.guard';
 import { CurrentUser } from '../../common/decorators/current-user.decorator';
 
@@ -61,6 +62,22 @@ export class LoansController {
     return { success: true, data, message: 'Loan quote calculated successfully' };
   }
 
+  @Get('stats')
+  @ApiOperation({
+    summary: 'Get protocol-wide loan statistics',
+    description:
+      'Returns aggregated loan counts and volume across all users. No authentication required.',
+  })
+  @ApiResponse({
+    status: 200,
+    description: 'Loan statistics retrieved successfully',
+    type: LoanStatsResponseDto,
+  })
+  async getStats() {
+    const data = await this.loansService.getStats();
+    return { success: true, data, message: 'Loan statistics retrieved successfully' };
+  }
+
   @Get('my-loans')
   @UseGuards(JwtAuthGuard)
   @ApiBearerAuth()
diff --git a/src/modules/loans/loans.service.ts b/src/modules/loans/loans.service.ts
index 852fe61..fbbbfc9 100644
--- a/src/modules/loans/loans.service.ts
+++ b/src/modules/loans/loans.service.ts
@@ -23,6 +23,7 @@ import {
   LoanListVendorDto,
   LoanListResponseDto,
 } from './dto/loan-list-response.dto';
+import { LoanStatsResponseDto } from './dto/loan-stats-response.dto';
 import { ReputationTier } from '../reputation/dto/reputation-response.dto';
 
 const GUARANTEE_PERCENT = 0.2;
@@ -326,6 +327,44 @@ export class LoansService {
     };
   }
 
+  async getStats(): Promise<LoanStatsResponseDto> {
+    const client = this.supabaseService.getServiceRoleClient();
+    const { data, error } = await client
+      .from('loans')
+      .select('status, loan_amount, completed_at, next_payment_due');
+
+    if (error) {
+      this.logger.error(`Failed to fetch loan stats: ${error.message}`);
+      throw new InternalServerErrorException({
+        code: 'LOAN_STATS_QUERY_FAILED',
+        message: 'Failed to retrieve loan statistics. Please try again later.',
+      });
+    }
+
+    const loans = data ?? [];
+    const totalLoans = loans.length;
+    const activeLoans = loans.filter((l) => l.status === 'active').length;
+    const repaidLoans = loans.filter((l) => l.status === 'completed').length;
+    const defaultedLoans = loans.filter((l) => l.status === 'defaulted').length;
+    const totalVolume = this.roundCurrency(
+      loans.reduce((sum, l) => sum + Number(l.loan_amount ?? 0), 0),
+    );
+
+    const repaidOnTime = loans.filter(
+      (l) =>
+        l.status === 'completed' &&
+        l.completed_at != null &&
+        l.next_payment_due != null &&
+        new Date(l.completed_at) <= new Date(l.next_payment_due),
+    ).length;
+    const onTimeRepaymentRate =
+      repaidLoans > 0
+        ? Math.round((repaidOnTime / repaidLoans) * 10_000) / 100
+        : 0;
+
+    return { totalLoans, activeLoans, repaidLoans, defaultedLoans, totalVolume, onTimeRepaymentRate };
+  }
+
   private async prepareLoanPreview(
     wallet: string,
     dto: LoanQuoteRequestDto,