diff --git a/client/package-lock.json b/client/package-lock.json
index 516064f..bd0c345 100644
--- a/client/package-lock.json
+++ b/client/package-lock.json
@@ -1,12 +1,12 @@
 {
   "name": "client",
-  "version": "0.0.0",
+  "version": "1.0.0",
   "lockfileVersion": 3,
   "requires": true,
   "packages": {
     "": {
       "name": "client",
-      "version": "0.0.0",
+      "version": "1.0.0",
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@@ -60,9 +60,11 @@
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         "react-dom": "^18.3.1",
         "react-hook-form": "^7.60.0",
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         "react-resizable-panels": "^2.1.9",
         "react-router-dom": "^6.26.2",
         "recharts": "^2.12.7",
+        "remark-gfm": "^4.0.1",
         "sonner": "^1.7.4",
         "tailwind-merge": "^2.5.2",
         "tailwindcss-animate": "^1.0.7",
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       "license": "MIT"
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+    "node_modules/@types/debug": {
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+      "resolved": "https://registry.npmjs.org/@types/debug/-/debug-4.1.13.tgz",
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-      "dev": true,
       "license": "MIT"
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+    "node_modules/@types/estree-jsx": {
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+      "resolved": "https://registry.npmjs.org/@types/estree-jsx/-/estree-jsx-1.0.5.tgz",
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+      "license": "MIT",
+      "dependencies": {
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+      "dependencies": {
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@@ -4576,6 +4604,21 @@
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+      "resolved": "https://registry.npmjs.org/@types/mdast/-/mdast-4.0.4.tgz",
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+      "license": "MIT",
+      "dependencies": {
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+    "node_modules/@types/ms": {
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+      "resolved": "https://registry.npmjs.org/@types/ms/-/ms-2.1.0.tgz",
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+    "node_modules/@types/unist": {
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+    },
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@@ -4892,6 +4939,12 @@
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+    "node_modules/@ungap/structured-clone": {
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+      "resolved": "https://registry.npmjs.org/@ungap/structured-clone/-/structured-clone-1.3.1.tgz",
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+      "license": "ISC"
+    },
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@@ -5082,6 +5135,16 @@
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+      "resolved": "https://registry.npmjs.org/bail/-/bail-2.0.2.tgz",
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+      "license": "MIT",
+      "funding": {
+        "type": "github",
+        "url": "https://github.com/sponsors/wooorm"
+      }
+    },
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@@ -5240,6 +5303,16 @@
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+      "resolved": "https://registry.npmjs.org/ccount/-/ccount-2.0.1.tgz",
+      "integrity": "sha512-eyrF0jiFpY+3drT6383f1qhkbGsLSifNAjA61IUjZjmLCWjItY6LB9ft9YhoDgwfmclB2zhu51Lc7+95b8NRAg==",
+      "license": "MIT",
+      "funding": {
+        "type": "github",
+        "url": "https://github.com/sponsors/wooorm"
+      }
+    },
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@@ -5256,6 +5329,46 @@
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+      "resolved": "https://registry.npmjs.org/character-entities/-/character-entities-2.0.2.tgz",
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+      "license": "MIT",
+      "funding": {
+        "type": "github",
+        "url": "https://github.com/sponsors/wooorm"
+      }
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+    "node_modules/character-entities-html4": {
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+      "resolved": "https://registry.npmjs.org/character-entities-html4/-/character-entities-html4-2.1.0.tgz",
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+      "license": "MIT",
+      "funding": {
+        "type": "github",
+        "url": "https://github.com/sponsors/wooorm"
+      }
+    },
+    "node_modules/character-entities-legacy": {
+      "version": "3.0.0",
+      "resolved": "https://registry.npmjs.org/character-entities-legacy/-/character-entities-legacy-3.0.0.tgz",
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+      "license": "MIT",
+      "funding": {
+        "type": "github",
+        "url": "https://github.com/sponsors/wooorm"
+      }
+    },
+    "node_modules/character-reference-invalid": {
+      "version": "2.0.1",
+      "resolved": "https://registry.npmjs.org/character-reference-invalid/-/character-reference-invalid-2.0.1.tgz",
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+      "license": "MIT",
+      "funding": {
+        "type": "github",
+        "url": "https://github.com/sponsors/wooorm"
+      }
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       "license": "MIT"
     },
+    "node_modules/comma-separated-tokens": {
+      "version": "2.0.3",
+      "resolved": "https://registry.npmjs.org/comma-separated-tokens/-/comma-separated-tokens-2.0.3.tgz",
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+      "license": "MIT",
+      "funding": {
+        "type": "github",
+        "url": "https://github.com/sponsors/wooorm"
+      }
+    },
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       "license": "MIT"
     },
+    "node_modules/decode-named-character-reference": {
+      "version": "1.3.0",
+      "resolved": "https://registry.npmjs.org/decode-named-character-reference/-/decode-named-character-reference-1.3.0.tgz",
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+      "license": "MIT",
+      "dependencies": {
+        "character-entities": "^2.0.0"
+      },
+      "funding": {
+        "type": "github",
+        "url": "https://github.com/sponsors/wooorm"
+      }
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@@ -5585,12 +5721,34 @@
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       "license": "MIT"
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+      "resolved": "https://registry.npmjs.org/dequal/-/dequal-2.0.3.tgz",
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+      "license": "MIT",
+      "engines": {
+        "node": ">=6"
+      }
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       "license": "MIT"
     },
+    "node_modules/devlop": {
+      "version": "1.1.0",
+      "resolved": "https://registry.npmjs.org/devlop/-/devlop-1.1.0.tgz",
+      "integrity": "sha512-RWmIqhcFf1lRYBvNmr7qTNuyCt/7/ns2jbpp1+PalgE/rDQcBT0fioSMUpJ93irlUhC5hrg4cYqe6U+0ImW0rA==",
+      "license": "MIT",
+      "dependencies": {
+        "dequal": "^2.0.0"
+      },
+      "funding": {
+        "type": "github",
+        "url": "https://github.com/sponsors/wooorm"
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@@ -5919,6 +6077,16 @@
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+    "node_modules/estree-util-is-identifier-name": {
+      "version": "3.0.0",
+      "resolved": "https://registry.npmjs.org/estree-util-is-identifier-name/-/estree-util-is-identifier-name-3.0.0.tgz",
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+      "license": "MIT",
+      "funding": {
+        "type": "opencollective",
+        "url": "https://opencollective.com/unified"
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@@ -5997,6 +6165,12 @@
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+    "node_modules/extend": {
+      "version": "3.0.2",
+      "resolved": "https://registry.npmjs.org/extend/-/extend-3.0.2.tgz",
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+      "license": "MIT"
+    },
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@@ -6362,6 +6536,46 @@
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+      "resolved": "https://registry.npmjs.org/hast-util-to-jsx-runtime/-/hast-util-to-jsx-runtime-2.3.6.tgz",
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+        "@types/hast": "^3.0.0",
+        "@types/unist": "^3.0.0",
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+        "devlop": "^1.0.0",
+        "estree-util-is-identifier-name": "^3.0.0",
+        "hast-util-whitespace": "^3.0.0",
+        "mdast-util-mdx-expression": "^2.0.0",
+        "mdast-util-mdx-jsx": "^3.0.0",
+        "mdast-util-mdxjs-esm": "^2.0.0",
+        "property-information": "^7.0.0",
+        "space-separated-tokens": "^2.0.0",
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+      "resolved": "https://registry.npmjs.org/hast-util-whitespace/-/hast-util-whitespace-3.0.0.tgz",
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+      "license": "MIT"
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@@ -6442,6 +6672,30 @@
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+      "license": "MIT",
+      "funding": {
+        "type": "github",
+        "url": "https://github.com/sponsors/wooorm"
+      }
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+    "node_modules/is-alphanumerical": {
+      "version": "2.0.1",
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+      "license": "MIT",
+      "dependencies": {
+        "is-alphabetical": "^2.0.0",
+        "is-decimal": "^2.0.0"
+      },
+      "funding": {
+        "type": "github",
+        "url": "https://github.com/sponsors/wooorm"
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+    "node_modules/unist-util-is": {
+      "version": "6.0.1",
+      "resolved": "https://registry.npmjs.org/unist-util-is/-/unist-util-is-6.0.1.tgz",
+      "integrity": "sha512-LsiILbtBETkDz8I9p1dQ0uyRUWuaQzd/cuEeS1hoRSyW5E5XGmTzlwY1OrNzzakGowI9Dr/I8HVaw4hTtnxy8g==",
+      "license": "MIT",
+      "dependencies": {
+        "@types/unist": "^3.0.0"
+      },
+      "funding": {
+        "type": "opencollective",
+        "url": "https://opencollective.com/unified"
+      }
+    },
+    "node_modules/unist-util-position": {
+      "version": "5.0.0",
+      "resolved": "https://registry.npmjs.org/unist-util-position/-/unist-util-position-5.0.0.tgz",
+      "integrity": "sha512-fucsC7HjXvkB5R3kTCO7kUjRdrS0BJt3M/FPxmHMBOm8JQi2BsHAHFsy27E0EolP8rp0NzXsJ+jNPyDWvOJZPA==",
+      "license": "MIT",
+      "dependencies": {
+        "@types/unist": "^3.0.0"
+      },
+      "funding": {
+        "type": "opencollective",
+        "url": "https://opencollective.com/unified"
+      }
+    },
+    "node_modules/unist-util-stringify-position": {
+      "version": "4.0.0",
+      "resolved": "https://registry.npmjs.org/unist-util-stringify-position/-/unist-util-stringify-position-4.0.0.tgz",
+      "integrity": "sha512-0ASV06AAoKCDkS2+xw5RXJywruurpbC4JZSm7nr7MOt1ojAzvyyaO+UxZf18j8FCF6kmzCZKcAgN/yu2gm2XgQ==",
+      "license": "MIT",
+      "dependencies": {
+        "@types/unist": "^3.0.0"
+      },
+      "funding": {
+        "type": "opencollective",
+        "url": "https://opencollective.com/unified"
+      }
+    },
+    "node_modules/unist-util-visit": {
+      "version": "5.1.0",
+      "resolved": "https://registry.npmjs.org/unist-util-visit/-/unist-util-visit-5.1.0.tgz",
+      "integrity": "sha512-m+vIdyeCOpdr/QeQCu2EzxX/ohgS8KbnPDgFni4dQsfSCtpz8UqDyY5GjRru8PDKuYn7Fq19j1CQ+nJSsGKOzg==",
+      "license": "MIT",
+      "dependencies": {
+        "@types/unist": "^3.0.0",
+        "unist-util-is": "^6.0.0",
+        "unist-util-visit-parents": "^6.0.0"
+      },
+      "funding": {
+        "type": "opencollective",
+        "url": "https://opencollective.com/unified"
+      }
+    },
+    "node_modules/unist-util-visit-parents": {
+      "version": "6.0.2",
+      "resolved": "https://registry.npmjs.org/unist-util-visit-parents/-/unist-util-visit-parents-6.0.2.tgz",
+      "integrity": "sha512-goh1s1TBrqSqukSc8wrjwWhL0hiJxgA8m4kFxGlQ+8FYQ3C/m11FcTs4YYem7V664AhHVvgoQLk890Ssdsr2IQ==",
+      "license": "MIT",
+      "dependencies": {
+        "@types/unist": "^3.0.0",
+        "unist-util-is": "^6.0.0"
+      },
+      "funding": {
+        "type": "opencollective",
+        "url": "https://opencollective.com/unified"
+      }
+    },
     "node_modules/update-browserslist-db": {
       "version": "1.1.3",
       "resolved": "https://registry.npmjs.org/update-browserslist-db/-/update-browserslist-db-1.1.3.tgz",
@@ -8500,6 +9928,34 @@
         "react-dom": "^16.8 || ^17.0 || ^18.0"
       }
     },
+    "node_modules/vfile": {
+      "version": "6.0.3",
+      "resolved": "https://registry.npmjs.org/vfile/-/vfile-6.0.3.tgz",
+      "integrity": "sha512-KzIbH/9tXat2u30jf+smMwFCsno4wHVdNmzFyL+T/L3UGqqk6JKfVqOFOZEpZSHADH1k40ab6NUIXZq422ov3Q==",
+      "license": "MIT",
+      "dependencies": {
+        "@types/unist": "^3.0.0",
+        "vfile-message": "^4.0.0"
+      },
+      "funding": {
+        "type": "opencollective",
+        "url": "https://opencollective.com/unified"
+      }
+    },
+    "node_modules/vfile-message": {
+      "version": "4.0.3",
+      "resolved": "https://registry.npmjs.org/vfile-message/-/vfile-message-4.0.3.tgz",
+      "integrity": "sha512-QTHzsGd1EhbZs4AsQ20JX1rC3cOlt/IWJruk893DfLRr57lcnOeMaWG4K0JrRta4mIJZKth2Au3mM3u03/JWKw==",
+      "license": "MIT",
+      "dependencies": {
+        "@types/unist": "^3.0.0",
+        "unist-util-stringify-position": "^4.0.0"
+      },
+      "funding": {
+        "type": "opencollective",
+        "url": "https://opencollective.com/unified"
+      }
+    },
     "node_modules/victory-vendor": {
       "version": "36.9.2",
       "resolved": "https://registry.npmjs.org/victory-vendor/-/victory-vendor-36.9.2.tgz",
@@ -8806,6 +10262,16 @@
       "funding": {
         "url": "https://github.com/sponsors/colinhacks"
       }
+    },
+    "node_modules/zwitch": {
+      "version": "2.0.4",
+      "resolved": "https://registry.npmjs.org/zwitch/-/zwitch-2.0.4.tgz",
+      "integrity": "sha512-bXE4cR/kVZhKZX/RjPEflHaKVhUVl85noU3v6b8apfQEc1x4A+zBxjZ4lN8LqGd6WZ3dl98pY4o717VFmoPp+A==",
+      "license": "MIT",
+      "funding": {
+        "type": "github",
+        "url": "https://github.com/sponsors/wooorm"
+      }
     }
   }
 }
diff --git a/client/package.json b/client/package.json
index 6fb98ae..91048c3 100644
--- a/client/package.json
+++ b/client/package.json
@@ -63,9 +63,11 @@
     "react-day-picker": "^9.8.0",
     "react-dom": "^18.3.1",
     "react-hook-form": "^7.60.0",
+    "react-markdown": "^9.1.0",
     "react-resizable-panels": "^2.1.9",
     "react-router-dom": "^6.26.2",
     "recharts": "^2.12.7",
+    "remark-gfm": "^4.0.1",
     "sonner": "^1.7.4",
     "tailwind-merge": "^2.5.2",
     "tailwindcss-animate": "^1.0.7",
diff --git a/client/src/components/admin/ProgramFormModal.tsx b/client/src/components/admin/ProgramFormModal.tsx
index c8ac4a9..3c353fd 100644
--- a/client/src/components/admin/ProgramFormModal.tsx
+++ b/client/src/components/admin/ProgramFormModal.tsx
@@ -1,4 +1,4 @@
-import { useEffect, useState } from "react";
+import { useEffect, useRef, useState } from "react";
 import {
   Dialog,
   DialogContent,
@@ -17,7 +17,7 @@ import {
   SelectTrigger,
   SelectValue,
 } from "@/components/ui/select";
-import { Loader2, Plus, X } from "lucide-react";
+import { Loader2, Plus, Upload, X } from "lucide-react";
 import { api, type ApiProgram } from "@/lib/api";
 import { DEFAULT_PRIZE_TIERS } from "@/lib/constants";
 import { useToast } from "@/hooks/use-toast";
@@ -107,6 +107,8 @@ export function ProgramFormModal({
   const [prizeTierRows, setPrizeTierRows] = useState<PrizeTierRow[]>([]);
   const [errors, setErrors] = useState<Record<string, string>>({});
   const [submitting, setSubmitting] = useState(false);
+  const [uploadingCover, setUploadingCover] = useState(false);
+  const coverFileRef = useRef<HTMLInputElement>(null);
   const { toast } = useToast();
 
   useEffect(() => {
@@ -186,6 +188,38 @@ export function ProgramFormModal({
     return Object.keys(e).length === 0;
   };
 
+  const handleCoverFile = async (e: React.ChangeEvent<HTMLInputElement>) => {
+    const file = e.target.files?.[0];
+    // Reset the input so picking the same file again re-fires onChange.
+    e.target.value = "";
+    if (!file) return;
+    if (!program?.slug) {
+      toast({
+        title: "Save the program first",
+        description: "Create the program, then upload a cover image.",
+        variant: "destructive",
+      });
+      return;
+    }
+    setUploadingCover(true);
+    try {
+      if (!signAuthHeader) throw new Error("No admin auth available");
+      const authHeader = await signAuthHeader();
+      const { data } = await api.uploadProgramCover(program.slug, file, authHeader);
+      setCoverImageUrl(data.url);
+      setErrors((prev) => ({ ...prev, coverImageUrl: "" }));
+      toast({ title: "Cover image uploaded", description: "Save the program to apply it." });
+    } catch (err) {
+      toast({
+        title: "Couldn't upload image",
+        description: (err as Error)?.message || "Unknown error",
+        variant: "destructive",
+      });
+    } finally {
+      setUploadingCover(false);
+    }
+  };
+
   const handleSubmit = async () => {
     if (!validate()) return;
     setSubmitting(true);
@@ -426,16 +460,49 @@ export function ProgramFormModal({
           </div>
 
           <div className="sm:col-span-2 space-y-1.5">
-            <Label htmlFor="pf-cover" className="label-hw-dim">·COVER IMAGE URL (PUBLIC PAGE BANNER)</Label>
-            <Input
-              id="pf-cover"
-              type="url"
-              placeholder="https://…/cover.png"
-              value={coverImageUrl}
-              onChange={(e) => setCoverImageUrl(e.target.value)}
-              aria-invalid={errors.coverImageUrl ? true : undefined}
-              className="font-mono text-sm"
-            />
+            <Label htmlFor="pf-cover" className="label-hw-dim">·COVER IMAGE (PUBLIC PAGE BANNER)</Label>
+            <div className="flex items-center gap-2">
+              <Input
+                id="pf-cover"
+                type="url"
+                placeholder="https://…/cover.png"
+                value={coverImageUrl}
+                onChange={(e) => setCoverImageUrl(e.target.value)}
+                aria-invalid={errors.coverImageUrl ? true : undefined}
+                className="font-mono text-sm"
+              />
+              <input
+                ref={coverFileRef}
+                type="file"
+                accept="image/png,image/jpeg,image/webp,image/gif"
+                onChange={handleCoverFile}
+                className="hidden"
+              />
+              <button
+                type="button"
+                onClick={() => coverFileRef.current?.click()}
+                disabled={uploadingCover || !editing}
+                title={editing ? "Upload an image file" : "Save the program first, then upload"}
+                className="shrink-0 font-mono text-[10px] tracking-[0.14em] border border-hairline text-display hover:bg-panel-deep disabled:opacity-50 px-3 py-2 inline-flex items-center gap-1.5"
+              >
+                {uploadingCover ? (
+                  <Loader2 className="h-3 w-3 animate-spin" aria-hidden="true" />
+                ) : (
+                  <Upload className="h-3 w-3" aria-hidden="true" />
+                )}
+                UPLOAD
+              </button>
+            </div>
+            <p className="label-hw-dim">
+              Paste a public URL or upload a PNG, JPEG, WebP, or GIF (max 5MB). Uploading is available after the program is created.
+            </p>
+            {coverImageUrl.trim() && (
+              <img
+                src={coverImageUrl}
+                alt="Cover preview"
+                className="mt-1 max-h-32 w-auto rounded-sm border border-hairline object-contain"
+              />
+            )}
             {errors.coverImageUrl && (
               <p className="label-hw text-destructive">·{errors.coverImageUrl.toUpperCase()}</p>
             )}
diff --git a/client/src/components/program-spaces.tsx b/client/src/components/program-spaces.tsx
index 094231c..c4290f7 100644
--- a/client/src/components/program-spaces.tsx
+++ b/client/src/components/program-spaces.tsx
@@ -59,10 +59,12 @@ export function ProgramSpaces({ programs }: { programs: ApiProgram[] }) {
           <span className="led led-sm led-pulse" aria-hidden="true" /> ·EXPLORE PAST PROGRAMS
         </div>
       </div>
-      <p className="text-body text-sm md:text-base max-w-2xl leading-relaxed mb-3">
-        WebZero is where the best people come together in the same room to explore their creative
-        potential and build something cool. Each program is tied to a specific event, with prizes
-        ranging from cash to event tickets to exclusive merch.
+      <p className="text-body text-sm md:text-base leading-relaxed mb-4">
+        WebZero creates vibrant spaces where the best people come together in the same room to
+        explore their creative potential and build something innovative. Stadium is the entry point
+        for participating in programs organized by WebZero and a place for these people to leave
+        their mark. Each program is tied to a specific event, with prizes ranging from cash to event
+        tickets to exclusive merch.
       </p>
       <div className="grid grid-cols-1 md:grid-cols-2 gap-2">
         {SPACES.map(({ type, label, blurb, href, Icon }) => {
diff --git a/client/src/components/program/MarkdownBody.tsx b/client/src/components/program/MarkdownBody.tsx
new file mode 100644
index 0000000..2e96520
--- /dev/null
+++ b/client/src/components/program/MarkdownBody.tsx
@@ -0,0 +1,80 @@
+import ReactMarkdown from "react-markdown";
+import remarkGfm from "remark-gfm";
+
+/**
+ * Renders trusted, first-party markdown (program content, submission terms) in
+ * the console's visual language: black underlined links that open in a new tab,
+ * mono code blocks on the recessed panel, and brand type styles for headings and
+ * lists. No raw HTML is allowed (react-markdown skips it by default), so this is
+ * safe for curated content authored by the team.
+ */
+export function MarkdownBody({ children }: { children: string }) {
+  return (
+    <div className="space-y-3">
+      <ReactMarkdown
+        remarkPlugins={[remarkGfm]}
+        components={{
+          p: ({ children }) => (
+            <p className="text-body text-base leading-relaxed">{children}</p>
+          ),
+          a: ({ children, href }) => (
+            <a
+              href={href}
+              target="_blank"
+              rel="noopener noreferrer"
+              className="text-display underline underline-offset-2 hover:text-display-dim break-words"
+            >
+              {children}
+            </a>
+          ),
+          strong: ({ children }) => (
+            <strong className="text-display font-semibold">{children}</strong>
+          ),
+          em: ({ children }) => <em className="italic">{children}</em>,
+          h1: ({ children }) => (
+            <h3 className="font-display text-xl tracking-tight text-display uppercase leading-tight">
+              {children}
+            </h3>
+          ),
+          h2: ({ children }) => (
+            <h3 className="font-display text-lg tracking-tight text-display uppercase leading-tight">
+              {children}
+            </h3>
+          ),
+          h3: ({ children }) => (
+            <h4 className="label-hw text-display">·{children}</h4>
+          ),
+          ul: ({ children }) => (
+            <ul className="space-y-1.5 list-disc pl-5 marker:text-label-dim text-body text-base leading-relaxed">
+              {children}
+            </ul>
+          ),
+          ol: ({ children }) => (
+            <ol className="space-y-1.5 list-decimal pl-5 marker:text-label-dim text-body text-base leading-relaxed">
+              {children}
+            </ol>
+          ),
+          li: ({ children }) => <li className="leading-relaxed">{children}</li>,
+          code: ({ children }) => (
+            <code className="font-mono text-[13px] bg-panel-deep border border-hairline-subtle rounded-sm px-1 py-[1px] text-display break-words">
+              {children}
+            </code>
+          ),
+          pre: ({ children }) => (
+            <pre className="lcd p-3 overflow-x-auto font-mono text-[13px] text-display [&_code]:bg-transparent [&_code]:border-0 [&_code]:p-0">
+              {children}
+            </pre>
+          ),
+          blockquote: ({ children }) => (
+            <blockquote className="border-l-2 border-hairline pl-3 text-body text-base leading-relaxed">
+              {children}
+            </blockquote>
+          ),
+          hr: () => <hr className="border-hairline-subtle" />,
+        }}
+      >
+        {children}
+      </ReactMarkdown>
+    </div>
+  );
+}
diff --git a/client/src/components/program/ProgramContent.tsx b/client/src/components/program/ProgramContent.tsx
index 1eddb73..c4e6b80 100644
--- a/client/src/components/program/ProgramContent.tsx
+++ b/client/src/components/program/ProgramContent.tsx
@@ -1,5 +1,6 @@
 import type { ProgramContentSection } from "@/lib/api";
 import { LCDStat } from "@/components/lcd-stat";
+import { MarkdownBody } from "@/components/program/MarkdownBody";
 
 /**
  * Renders a program's templatable `content` (ordered, typed sections) as
@@ -37,6 +38,14 @@ function Section({ section }: { section: ProgramContentSection }) {
         </div>
       );
 
+    case "markdown":
+      return (
+        <div className="panel p-4 mb-4">
+          <PanelHeading title={section.title} />
+          <MarkdownBody>{section.body}</MarkdownBody>
+        </div>
+      );
+
     case "steps":
       return (
         <div className="panel p-4 mb-4">
diff --git a/client/src/components/program/SubmitProjectModal.tsx b/client/src/components/program/SubmitProjectModal.tsx
index fa7bf67..c31d744 100644
--- a/client/src/components/program/SubmitProjectModal.tsx
+++ b/client/src/components/program/SubmitProjectModal.tsx
@@ -10,9 +10,17 @@ import {
 import { Label } from "@/components/ui/label";
 import { Input } from "@/components/ui/input";
 import { Textarea } from "@/components/ui/textarea";
-import { Loader2 } from "lucide-react";
+import { Checkbox } from "@/components/ui/checkbox";
+import { RadioGroup, RadioGroupItem } from "@/components/ui/radio-group";
+import { Loader2, Star } from "lucide-react";
 import { api, type ApiProgram, ApiError } from "@/lib/api";
 import { useToast } from "@/hooks/use-toast";
+import { MarkdownBody } from "@/components/program/MarkdownBody";
+import { getSubmissionTerms } from "@/lib/submissionTerms";
+import {
+  getSubmissionFeedback,
+  type FeedbackAnswers,
+} from "@/lib/submissionFeedback";
 
 const EMAIL_RE = /^[^\s@]+@[^\s@]+\.[^\s@]+$/;
 const isHttpUrl = (v: string) => /^https?:\/\/.+/i.test(v.trim());
@@ -21,7 +29,10 @@ const BRIEF_MAX = 500;
 /**
  * Public project-submission form for a hackathon program. Anyone can submit;
  * no login required. Captures the fields judges need: name, the email used on
- * Luma, project title, a video demo link, and a GitHub URL.
+ * Luma, project title, a video demo link, and a GitHub URL. For programs with
+ * submission terms (see submissionTerms.ts) the submitter must agree to them,
+ * and for programs with a feedback config (submissionFeedback.ts) the feedback
+ * questions are collected and required.
  */
 export function SubmitProjectModal({
   open,
@@ -32,6 +43,9 @@ export function SubmitProjectModal({
   onOpenChange: (v: boolean) => void;
   program: ApiProgram;
 }) {
+  const terms = getSubmissionTerms(program.slug);
+  const feedbackConfig = getSubmissionFeedback(program.slug);
+
   const [submitterName, setName] = useState("");
   const [lumaEmail, setEmail] = useState("");
   const [projectTitle, setTitle] = useState("");
@@ -39,6 +53,15 @@ export function SubmitProjectModal({
   const [videoUrl, setVideo] = useState("");
   const [githubUrl, setGithub] = useState("");
   const [company, setCompany] = useState(""); // honeypot
+  const [agreedToTerms, setAgreedToTerms] = useState(false);
+  const [termsOpen, setTermsOpen] = useState(false);
+
+  // Feedback answers, kept generic and assembled into FeedbackAnswers on submit.
+  const [surfaces, setSurfaces] = useState<string[]>([]);
+  const [surfacesPrimary, setSurfacesPrimary] = useState<string | null>(null);
+  const [singles, setSingles] = useState<Record<string, string>>({});
+  const [texts, setTexts] = useState<Record<string, string>>({});
+
   const [error, setError] = useState<string | null>(null);
   const [submitting, setSubmitting] = useState(false);
   const [done, setDone] = useState(false);
@@ -53,11 +76,27 @@ export function SubmitProjectModal({
       setVideo("");
       setGithub("");
       setCompany("");
+      setAgreedToTerms(false);
+      setTermsOpen(false);
+      setSurfaces([]);
+      setSurfacesPrimary(null);
+      setSingles({});
+      setTexts({});
       setError(null);
       setDone(false);
     }
   }, [open]);
 
+  const toggleSurface = (option: string) => {
+    setSurfaces((prev) => {
+      const has = prev.includes(option);
+      const next = has ? prev.filter((o) => o !== option) : [...prev, option];
+      // Dropping the starred surface clears the star.
+      if (has && surfacesPrimary === option) setSurfacesPrimary(null);
+      return next;
+    });
+  };
+
   const validate = (): string | null => {
     if (!submitterName.trim()) return "Your name is required.";
     if (!EMAIL_RE.test(lumaEmail.trim())) return "A valid email is required.";
@@ -66,6 +105,21 @@ export function SubmitProjectModal({
     if (projectBrief.trim().length > BRIEF_MAX) return `The brief must be ${BRIEF_MAX} characters or fewer.`;
     if (!isHttpUrl(videoUrl)) return "A valid video demo link (http/https) is required.";
     if (!isHttpUrl(githubUrl)) return "A valid GitHub URL (http/https) is required.";
+
+    if (feedbackConfig) {
+      for (const q of feedbackConfig.questions) {
+        if (q.kind === "multi-primary") {
+          if (surfaces.length === 0) return "Select at least one Bitrefill surface you built with.";
+          if (!surfacesPrimary) return "Star the surface you relied on most.";
+        } else if (q.kind === "single") {
+          if (!singles[q.id]) return `Please answer: ${q.label}`;
+        } else if (q.kind === "text" && q.required) {
+          if (!(texts[q.id] || "").trim()) return `Please answer: ${q.label}`;
+        }
+      }
+    }
+
+    if (terms && !agreedToTerms) return "You must agree to the submission terms.";
     return null;
   };
 
@@ -78,6 +132,18 @@ export function SubmitProjectModal({
     setError(null);
     setSubmitting(true);
     try {
+      const feedback: FeedbackAnswers | undefined = feedbackConfig
+        ? {
+            surfaces,
+            surfacesPrimary,
+            agentEnv: singles.agentEnv || "",
+            deadlineStatus: singles.deadlineStatus || "",
+            biggestBlocker: singles.biggestBlocker || "",
+            couldntHandle: (texts.couldntHandle || "").trim(),
+            wouldKeepBuilding: singles.wouldKeepBuilding || "",
+          }
+        : undefined;
+
       await api.submitProjectSubmission(program.slug, {
         submitterName: submitterName.trim(),
         lumaEmail: lumaEmail.trim(),
@@ -86,6 +152,8 @@ export function SubmitProjectModal({
         videoUrl: videoUrl.trim(),
         githubUrl: githubUrl.trim(),
         company,
+        ...(terms ? { agreedToTerms: true } : {}),
+        ...(feedback ? { feedback } : {}),
       });
       setDone(true);
       toast({ title: "Project submitted", description: "Check your email for a confirmation." });
@@ -105,102 +173,231 @@ export function SubmitProjectModal({
   };
 
   return (
-    <Dialog open={open} onOpenChange={(v) => (submitting ? null : onOpenChange(v))}>
-      <DialogContent className="sm:max-w-lg">
-        <DialogHeader>
-          <DialogTitle className="font-display tracking-tight">
-            SUBMIT A PROJECT TO {program.name.toUpperCase()}
-          </DialogTitle>
-          <DialogDescription className="text-body">
-            Use the email you checked in with at the door. Only checked-in attendees can submit.
-          </DialogDescription>
-        </DialogHeader>
-
-        {done ? (
-          <div className="panel px-4 py-8 text-center">
-            <div className="label-hw text-display mb-2">·SUBMISSION RECEIVED</div>
-            <p className="label-hw-dim">
-              Your project is in. We've emailed a confirmation to {lumaEmail.trim() || "your inbox"}. Need to change
-              something? Reopen this form and submit again with the same email before the deadline.
-            </p>
-          </div>
-        ) : (
-          <>
-            <div className="space-y-4">
-              <div className="space-y-1.5">
-                <Label htmlFor="sub-name" className="label-hw-dim">YOUR NAME</Label>
-                <Input id="sub-name" value={submitterName} onChange={(e) => setName(e.target.value)} className="font-mono text-sm" />
-              </div>
-              <div className="space-y-1.5">
-                <Label htmlFor="sub-email" className="label-hw-dim">EMAIL USED ON LUMA</Label>
-                <Input id="sub-email" type="email" value={lumaEmail} onChange={(e) => setEmail(e.target.value)} className="font-mono text-sm" />
-              </div>
-              <div className="space-y-1.5">
-                <Label htmlFor="sub-title" className="label-hw-dim">PROJECT TITLE</Label>
-                <Input id="sub-title" value={projectTitle} onChange={(e) => setTitle(e.target.value)} className="font-mono text-sm" />
-              </div>
-              <div className="space-y-1.5">
-                <div className="flex items-baseline justify-between">
-                  <Label htmlFor="sub-brief" className="label-hw-dim">WHAT DOES IT DO?</Label>
-                  <span className="label-hw-dim">{projectBrief.trim().length}/{BRIEF_MAX}</span>
+    <>
+      <Dialog open={open} onOpenChange={(v) => (submitting ? null : onOpenChange(v))}>
+        <DialogContent className="sm:max-w-lg">
+          <DialogHeader>
+            <DialogTitle className="font-display tracking-tight">
+              SUBMIT A PROJECT TO {program.name.toUpperCase()}
+            </DialogTitle>
+            <DialogDescription className="text-body">
+              Use the email you checked in with at the door. Only checked-in attendees can submit.
+            </DialogDescription>
+          </DialogHeader>
+
+          {done ? (
+            <div className="panel px-4 py-8 text-center">
+              <div className="label-hw text-display mb-2">·SUBMISSION RECEIVED</div>
+              <p className="label-hw-dim">
+                Your project is in. We've emailed a confirmation to {lumaEmail.trim() || "your inbox"}. Need to change
+                something? Reopen this form and submit again with the same email before the deadline.
+              </p>
+            </div>
+          ) : (
+            <>
+              <div className="space-y-4 max-h-[60vh] overflow-y-auto pr-1">
+                <div className="space-y-1.5">
+                  <Label htmlFor="sub-name" className="label-hw-dim">YOUR NAME</Label>
+                  <Input id="sub-name" value={submitterName} onChange={(e) => setName(e.target.value)} className="font-mono text-sm" />
+                </div>
+                <div className="space-y-1.5">
+                  <Label htmlFor="sub-email" className="label-hw-dim">EMAIL USED ON LUMA</Label>
+                  <Input id="sub-email" type="email" value={lumaEmail} onChange={(e) => setEmail(e.target.value)} className="font-mono text-sm" />
                 </div>
-                <Textarea
-                  id="sub-brief"
-                  rows={3}
-                  maxLength={BRIEF_MAX}
-                  placeholder="In 2-3 sentences, describe your project and what it does."
-                  value={projectBrief}
-                  onChange={(e) => setBrief(e.target.value)}
-                  className="font-mono text-sm"
+                <div className="space-y-1.5">
+                  <Label htmlFor="sub-title" className="label-hw-dim">PROJECT TITLE</Label>
+                  <Input id="sub-title" value={projectTitle} onChange={(e) => setTitle(e.target.value)} className="font-mono text-sm" />
+                </div>
+                <div className="space-y-1.5">
+                  <div className="flex items-baseline justify-between">
+                    <Label htmlFor="sub-brief" className="label-hw-dim">WHAT DOES IT DO?</Label>
+                    <span className="label-hw-dim">{projectBrief.trim().length}/{BRIEF_MAX}</span>
+                  </div>
+                  <Textarea
+                    id="sub-brief"
+                    rows={3}
+                    maxLength={BRIEF_MAX}
+                    placeholder="In 2-3 sentences, describe your project and what it does."
+                    value={projectBrief}
+                    onChange={(e) => setBrief(e.target.value)}
+                    className="font-mono text-sm"
+                  />
+                </div>
+                <div className="space-y-1.5">
+                  <Label htmlFor="sub-video" className="label-hw-dim">VIDEO DEMO LINK</Label>
+                  <Input id="sub-video" placeholder="https://…" value={videoUrl} onChange={(e) => setVideo(e.target.value)} className="font-mono text-sm" />
+                </div>
+                <div className="space-y-1.5">
+                  <Label htmlFor="sub-github" className="label-hw-dim">GITHUB URL</Label>
+                  <Input id="sub-github" placeholder="https://github.com/…" value={githubUrl} onChange={(e) => setGithub(e.target.value)} className="font-mono text-sm" />
+                </div>
+
+                {feedbackConfig && (
+                  <div className="space-y-4 border-t border-hairline-subtle pt-4">
+                    <div className="label-hw text-display">·FEEDBACK</div>
+                    {feedbackConfig.questions.map((q) => {
+                      if (q.kind === "multi-primary") {
+                        return (
+                          <fieldset key={q.id} className="space-y-2">
+                            <legend className="label-hw-dim">{q.label.toUpperCase()}</legend>
+                            {q.hint && <p className="label-hw-dim normal-case">{q.hint}</p>}
+                            <div className="space-y-1.5">
+                              {q.options.map((opt) => {
+                                const checked = surfaces.includes(opt);
+                                const isPrimary = surfacesPrimary === opt;
+                                return (
+                                  <div key={opt} className="flex items-center gap-2">
+                                    <Checkbox
+                                      id={`fb-${q.id}-${opt}`}
+                                      checked={checked}
+                                      onCheckedChange={() => toggleSurface(opt)}
+                                    />
+                                    <label htmlFor={`fb-${q.id}-${opt}`} className="text-body text-sm flex-1 cursor-pointer">
+                                      {opt}
+                                    </label>
+                                    {checked && (
+                                      <button
+                                        type="button"
+                                        onClick={() => setSurfacesPrimary(opt)}
+                                        aria-pressed={isPrimary}
+                                        title={isPrimary ? "Relied on most" : "Star the one you relied on most"}
+                                        className={`shrink-0 ${isPrimary ? "text-display" : "text-label-dim hover:text-display"}`}
+                                      >
+                                        <Star className="h-4 w-4" fill={isPrimary ? "currentColor" : "none"} aria-hidden="true" />
+                                      </button>
+                                    )}
+                                  </div>
+                                );
+                              })}
+                            </div>
+                          </fieldset>
+                        );
+                      }
+                      if (q.kind === "single") {
+                        return (
+                          <fieldset key={q.id} className="space-y-2">
+                            <legend className="label-hw-dim">{q.label.toUpperCase()}</legend>
+                            <RadioGroup
+                              value={singles[q.id] || ""}
+                              onValueChange={(v) => setSingles((prev) => ({ ...prev, [q.id]: v }))}
+                            >
+                              {q.options.map((opt) => (
+                                <div key={opt} className="flex items-center gap-2">
+                                  <RadioGroupItem id={`fb-${q.id}-${opt}`} value={opt} />
+                                  <label htmlFor={`fb-${q.id}-${opt}`} className="text-body text-sm cursor-pointer">
+                                    {opt}
+                                  </label>
+                                </div>
+                              ))}
+                            </RadioGroup>
+                          </fieldset>
+                        );
+                      }
+                      // text
+                      return (
+                        <div key={q.id} className="space-y-1.5">
+                          <Label htmlFor={`fb-${q.id}`} className="label-hw-dim">{q.label.toUpperCase()}</Label>
+                          <Input
+                            id={`fb-${q.id}`}
+                            placeholder={q.placeholder}
+                            value={texts[q.id] || ""}
+                            onChange={(e) => setTexts((prev) => ({ ...prev, [q.id]: e.target.value }))}
+                            className="font-mono text-sm"
+                          />
+                        </div>
+                      );
+                    })}
+                  </div>
+                )}
+
+                {terms && (
+                  <div className="flex items-start gap-2 border-t border-hairline-subtle pt-4">
+                    <Checkbox
+                      id="sub-terms"
+                      checked={agreedToTerms}
+                      onCheckedChange={(v) => setAgreedToTerms(v === true)}
+                      className="mt-0.5"
+                    />
+                    <label htmlFor="sub-terms" className="text-body text-sm cursor-pointer">
+                      I have read and agree to the submission terms.{" "}
+                      <button
+                        type="button"
+                        onClick={() => setTermsOpen(true)}
+                        className="text-display underline underline-offset-2 hover:text-display-dim"
+                      >
+                        Read terms
+                      </button>
+                    </label>
+                  </div>
+                )}
+
+                {error && <div className="label-hw text-destructive">·{error.toUpperCase()}</div>}
+                {/* Honeypot — hidden from users; bots fill it and get silently dropped. */}
+                <input
+                  type="text"
+                  tabIndex={-1}
+                  autoComplete="off"
+                  aria-hidden="true"
+                  value={company}
+                  onChange={(e) => setCompany(e.target.value)}
+                  className="hidden"
                 />
               </div>
-              <div className="space-y-1.5">
-                <Label htmlFor="sub-video" className="label-hw-dim">VIDEO DEMO LINK</Label>
-                <Input id="sub-video" placeholder="https://…" value={videoUrl} onChange={(e) => setVideo(e.target.value)} className="font-mono text-sm" />
-              </div>
-              <div className="space-y-1.5">
-                <Label htmlFor="sub-github" className="label-hw-dim">GITHUB URL</Label>
-                <Input id="sub-github" placeholder="https://github.com/…" value={githubUrl} onChange={(e) => setGithub(e.target.value)} className="font-mono text-sm" />
-              </div>
-              {error && <div className="label-hw text-destructive">·{error.toUpperCase()}</div>}
-              {/* Honeypot — hidden from users; bots fill it and get silently dropped. */}
-              <input
-                type="text"
-                tabIndex={-1}
-                autoComplete="off"
-                aria-hidden="true"
-                value={company}
-                onChange={(e) => setCompany(e.target.value)}
-                className="hidden"
-              />
+              <DialogFooter>
+                <button
+                  type="button"
+                  onClick={() => (submitting ? null : onOpenChange(false))}
+                  disabled={submitting}
+                  className="font-mono text-[10px] tracking-[0.14em] border border-hairline text-display hover:bg-panel-deep disabled:opacity-50 px-3 py-1.5"
+                >
+                  CANCEL
+                </button>
+                <button
+                  type="button"
+                  onClick={handleSubmit}
+                  disabled={submitting}
+                  className="font-mono text-[10px] tracking-[0.14em] border border-display bg-display text-shell hover:bg-display-dim disabled:opacity-50 px-4 py-1.5 inline-flex items-center gap-1.5"
+                >
+                  {submitting ? (
+                    <>
+                      <Loader2 className="h-3 w-3 animate-spin" aria-hidden="true" /> SUBMITTING…
+                    </>
+                  ) : (
+                    "SUBMIT PROJECT ▸"
+                  )}
+                </button>
+              </DialogFooter>
+            </>
+          )}
+        </DialogContent>
+      </Dialog>
+
+      {/* Terms reader — a separate dialog so reading and closing it never
+          disturbs the in-progress submission form behind it. */}
+      {terms && (
+        <Dialog open={termsOpen} onOpenChange={setTermsOpen}>
+          <DialogContent className="sm:max-w-2xl">
+            <DialogHeader>
+              <DialogTitle className="font-display tracking-tight">{terms.title}</DialogTitle>
+              <DialogDescription className="text-body">
+                Read the full terms below. Close this to return to your submission.
+              </DialogDescription>
+            </DialogHeader>
+            <div className="max-h-[65vh] overflow-y-auto pr-1">
+              <MarkdownBody>{terms.body}</MarkdownBody>
             </div>
             <DialogFooter>
               <button
                 type="button"
-                onClick={() => (submitting ? null : onOpenChange(false))}
-                disabled={submitting}
-                className="font-mono text-[10px] tracking-[0.14em] border border-hairline text-display hover:bg-panel-deep disabled:opacity-50 px-3 py-1.5"
-              >
-                CANCEL
-              </button>
-              <button
-                type="button"
-                onClick={handleSubmit}
-                disabled={submitting}
-                className="font-mono text-[10px] tracking-[0.14em] border border-display bg-display text-shell hover:bg-display-dim disabled:opacity-50 px-4 py-1.5 inline-flex items-center gap-1.5"
+                onClick={() => setTermsOpen(false)}
+                className="font-mono text-[10px] tracking-[0.14em] border border-display bg-display text-shell hover:bg-display-dim px-4 py-1.5"
               >
-                {submitting ? (
-                  <>
-                    <Loader2 className="h-3 w-3 animate-spin" aria-hidden="true" /> SUBMITTING…
-                  </>
-                ) : (
-                  "SUBMIT PROJECT ▸"
-                )}
+                CLOSE
               </button>
             </DialogFooter>
-          </>
-        )}
-      </DialogContent>
-    </Dialog>
+          </DialogContent>
+        </Dialog>
+      )}
+    </>
   );
 }
diff --git a/client/src/lib/api.ts b/client/src/lib/api.ts
index e4185fd..41a70bc 100644
--- a/client/src/lib/api.ts
+++ b/client/src/lib/api.ts
@@ -391,6 +391,7 @@ export type ProgramStat = { label: string; value: string };
  */
 export type ProgramContentSection =
   | { type: "text"; title?: string; body: string }
+  | { type: "markdown"; title?: string; body: string }
   | { type: "steps"; title?: string; items: string[] }
   | { type: "schedule"; title?: string; rows: { time: string; label: string }[] }
   | { type: "lineup"; title?: string; items: ProgramLineupItem[] }
@@ -1332,6 +1333,45 @@ export const api = {
     });
   },
 
+  /**
+   * Admin: upload a cover banner image for a program. Returns the public URL,
+   * which the caller drops into coverImageUrl and saves via updateProgram.
+   * Sends multipart/form-data — do NOT set Content-Type (the browser adds the
+   * boundary). In mock mode, resolves to a data URL so previews work offline.
+   */
+  uploadProgramCover: async (
+    slug: string,
+    file: File,
+    authHeader?: AdminAuthArg,
+  ): Promise<{ status: string; data: { url: string } }> => {
+    if (USE_MOCK_DATA) {
+      const url = await new Promise<string>((resolve, reject) => {
+        const reader = new FileReader();
+        reader.onload = () => resolve(String(reader.result));
+        reader.onerror = () => reject(new Error("Could not read the image file"));
+        reader.readAsDataURL(file);
+      });
+      return { status: "success", data: { url } };
+    }
+    const form = new FormData();
+    form.append("file", file);
+    const response = await fetch(
+      `${API_BASE_URL}/programs/${encodeURIComponent(slug)}/cover-image`,
+      { method: "POST", headers: adminAuthHeaders(authHeader), body: form },
+    );
+    if (!response.ok) {
+      let message = "Failed to upload image";
+      try {
+        const body = await response.json();
+        if (body?.message) message = body.message;
+      } catch {
+        // ignore non-JSON body
+      }
+      throw new ApiError(message, response.status);
+    }
+    return response.json();
+  },
+
   // --- Program sponsors ---
 
   listProgramSponsors: async (
@@ -1841,6 +1881,16 @@ export const api = {
       videoUrl: string;
       githubUrl: string;
       company?: string;
+      agreedToTerms?: boolean;
+      feedback?: {
+        surfaces: string[];
+        surfacesPrimary: string | null;
+        agentEnv: string;
+        deadlineStatus: string;
+        biggestBlocker: string;
+        couldntHandle: string;
+        wouldKeepBuilding: string;
+      };
     },
   ): Promise<{ status: string; data?: { id: string; late?: boolean }; resubmitted?: boolean }> => {
     if (USE_MOCK_DATA) {
diff --git a/client/src/lib/bitrefillContent.ts b/client/src/lib/bitrefillContent.ts
new file mode 100644
index 0000000..dadcdb5
--- /dev/null
+++ b/client/src/lib/bitrefillContent.ts
@@ -0,0 +1,164 @@
+import type { ProgramContentSection } from "@/lib/api";
+
+/**
+ * Authored public-page content for the PROMPT x PURCHASE Bitrefill hackathon
+ * (program slug `bitrefill-2026`). Rendered on the program page as ordered
+ * sections directly above the submit panel. The `schedule` section is also read
+ * by the KEY INFO block, so it is filtered out of the content render to avoid
+ * duplication. Keep this in sync with the production content migration
+ * (supabase/migrations/20260614000200_bitrefill_2026_content.sql) — both are
+ * generated from this same array.
+ *
+ * Copy rules: no em-dashes; every link is a real markdown anchor; MCP is the
+ * recommended default with the REST API as the custom-build alternative.
+ */
+export const BITREFILL_2026_CONTENT: ProgramContentSection[] = [
+  {
+    type: "schedule",
+    title: "Schedule",
+    rows: [
+      { time: "11:30", label: "Brunch & kick-off" },
+      { time: "18:00", label: "Submission deadline" },
+    ],
+  },
+  {
+    type: "markdown",
+    title: "Build directions",
+    body: `The simplest versions are a good warm-up: a bot that gifts a card, or an agent that tops up your eSIM the moment you land. Those are close to what you get the instant you connect, so the builds that stand out *compose* the primitives into something that had to be engineered. Three directions worth chasing:
+
+**Event-driven baskets.** An agent watches a real-world signal and assembles a multi-item order in response, then confirms fulfillment, with no single "buy this" command. e.g. a release bot that, when a launch ships, issues a reward bundle to the whole team, picking each person's local coffee and ride-share brand by country.
+
+**Self-funding agents.** An agent that earns and spends from the same balance under a policy. Affiliate commissions or deposits top it up; the agent spends within caps, autonomously. e.g. a community bot that earns referral commissions on members' top-ups and recycles them into monthly data for members who can't afford it. A real economic loop, not just a spender.
+
+**Value routing across borders.** Given an intent and a destination, the agent picks the right instrument (airtime, a local gift card, eSIM data, or a bill payment) across 170+ countries, then settles over Lightning or crypto. e.g. "Get $40 of value to my brother in Lagos" and it decides local airtime plus a grocery card beats a US gift card he can't redeem. The hardest direction: it is an optimization and fulfillment problem, not a lookup.`,
+  },
+  {
+    type: "markdown",
+    title: "What you're working with",
+    body: `Everything Bitrefill sells is purchasable by an agent, and the recommended way to reach it is the Bitrefill eCommerce MCP.
+
+**Products:** gift cards (Amazon, Steam, Netflix, Spotify, and hundreds more), mobile top-ups (airtime and data worldwide), eSIMs (including topping up an existing eSIM by its ICCID), and bill payments. 170+ countries.
+
+**Payment rails:** Bitcoin, Lightning, Ethereum, USDC, USDT, Solana, or your account balance.
+
+**The mechanics that make the interesting builds possible:**
+
+- **Autonomous checkout:** buy paying from \`balance\` and there is no human in the loop. This is what satisfies the challenge, so wire it up early.
+- **Multi-product orders:** one purchase can contain many products. This is how you build baskets.
+- **Order polling and webhooks:** know the moment an order is delivered, so your agent can react instead of waiting.
+- **Bulk gift-card batches:** issue many cards programmatically for rewards, payouts, or campaigns.
+- **Affiliate commissions:** an agent can earn, not just spend.`,
+  },
+  {
+    type: "markdown",
+    title: "Get started",
+    body: `**1. Get a free developer key** at [bitrefill.com/account/developers](https://www.bitrefill.com/account/developers). The key is free; the only thing that can ever cost money is your own model.
+
+**2. Connect over MCP (recommended).** The hosted endpoint is the same for every agent and framework:
+
+\`\`\`
+https://api.bitrefill.com/mcp/<YOUR_KEY>
+\`\`\`
+
+Add it as a remote MCP server in your agent. Key-in-URL is best for agents, scripts, and headless runs; OAuth (browser sign-in) also works if you want a human to authorize spend. The MCP exposes the full purchase loop: search products, get details, buy, and check orders.
+
+**3. Follow the official quickstart** for the end-to-end walkthrough and code: [docs.bitrefill.com/docs/quickstart-2](https://docs.bitrefill.com/docs/quickstart-2). Prefer a fully custom build? The REST API is documented at [docs.bitrefill.com/docs/api-overview](https://docs.bitrefill.com/docs/api-overview), but MCP is the fastest path for most teams.`,
+  },
+  {
+    type: "markdown",
+    title: "No paid agent plan?",
+    body: `You don't need a paid agent subscription. The Bitrefill MCP works with almost any agent, and the only cost is the model, so pair it with a free one.
+
+**Already pay for an agent?** Just add the MCP endpoint above to Claude ([Desktop](https://claude.ai/download) or Code), ChatGPT, or [Cursor](https://www.cursor.com) and start building.
+
+**No paid plan? Pick a free agent that speaks MCP:**
+
+- **VS Code + GitHub Copilot** has a genuinely useful free tier with agent mode and MCP support. Setup: [Copilot](https://github.com/features/copilot) and [MCP in VS Code](https://code.visualstudio.com/docs/copilot/chat/mcp-servers).
+- **Gemini CLI** is free with a generous daily quota and supports MCP: [github.com/google-gemini/gemini-cli](https://github.com/google-gemini/gemini-cli).
+- **Cline** is a free, open-source VS Code extension where you bring your own model key: [github.com/cline/cline](https://github.com/cline/cline).
+- **Goose** is a free, open-source, model-agnostic agent: [github.com/block/goose](https://github.com/block/goose).
+
+**Then plug in a free model** (for the bring-your-own-key agents):
+
+- **Google AI Studio / Gemini API**, free tier: [aistudio.google.com](https://aistudio.google.com)
+- **OpenRouter**, includes free models: [openrouter.ai](https://openrouter.ai)
+- **Groq**, fast and free to start: [console.groq.com](https://console.groq.com)
+- **Local and fully free** via [Ollama](https://ollama.com) or [LM Studio](https://lmstudio.ai)
+
+One caveat: the buy loop is multi-step tool use, so pick a model with solid tool-calling. Very small local models often struggle with it; a capable free model (for example the Gemini free tier, or a strong OpenRouter free model) will get you through the whole journey.`,
+  },
+  {
+    type: "markdown",
+    title: "Test without spending real money",
+    body: `You can build and demo the entire purchase flow without spending real money. There are two test paths, and both return a real redemption code.
+
+**Path A, crypto (no setup):** buy the \`test-gift-card-code\` product with any crypto method and request the payment link. A link is returned but you never pay it; the test product delivers regardless. Works on any key, today.
+
+**Path B, test credits (account balance):** this proves the real \`balance\` checkout your app will use. It requires test credits to be provisioned on your account, which are granted manually. **Message a member of the Bitrefill team with your account email address to have them added.** At the event, mentors can do this on the spot.
+
+Full walkthrough, the exact tool calls, the one polling rule that trips everyone up, and a reference run: [read the testing guide](https://github.com/sacha-l/bitrefill-gift-card-concierge/blob/master/TESTING.md).`,
+  },
+  {
+    type: "markdown",
+    title: "Resources",
+    body: `- **Quickstart:** [docs.bitrefill.com/docs/quickstart-2](https://docs.bitrefill.com/docs/quickstart-2)
+- **eCommerce MCP docs:** [docs.bitrefill.com/docs/ecommerce-mcp](https://docs.bitrefill.com/docs/ecommerce-mcp)
+- **Core concepts:** [docs.bitrefill.com/docs/core-concepts](https://docs.bitrefill.com/docs/core-concepts)
+- **Testing guide (test credits + full flow):** [github.com/sacha-l/bitrefill-gift-card-concierge/blob/master/TESTING.md](https://github.com/sacha-l/bitrefill-gift-card-concierge/blob/master/TESTING.md)
+- **Reference app (shop-on-command concierge):** [github.com/sacha-l/bitrefill-gift-card-concierge](https://github.com/sacha-l/bitrefill-gift-card-concierge)
+- **MCP server repo:** [github.com/bitrefill/bitrefill-mcp-server](https://github.com/bitrefill/bitrefill-mcp-server)
+- **Agent skills:** [github.com/bitrefill/agents](https://github.com/bitrefill/agents)
+- **CLI:** [github.com/bitrefill/cli](https://github.com/bitrefill/cli)
+- **awesome-agentic-payments:** [github.com/bitrefill/awesome-agentic-payments](https://github.com/bitrefill/awesome-agentic-payments)
+- **Get a developer key:** [bitrefill.com/account/developers](https://www.bitrefill.com/account/developers)
+- **Agent-readable docs index:** [docs.bitrefill.com/llms.txt](https://docs.bitrefill.com/llms.txt)`,
+  },
+  {
+    type: "markdown",
+    title: "What to submit",
+    body: `To count, a submission needs all of these:
+
+▢ **A working autonomous purchase.** An AI agent that searches, buys, and pays on Bitrefill on its own. The checkout runs without a human clicking pay.
+
+▢ **A landing page if your build is a CLI tool or an app interface.** A single page that explains what it is, what it does, and how to run it, with a link to the demo.
+
+▢ **A video demo link, 4 minutes maximum.** Walk through what the app does from start to finish and show one complete, successful user journey: a real search, buy, pay, and redemption. Anything over 4 minutes won't be reviewed in full.
+
+▢ **A public GitHub URL** for your code.
+
+Submit using the button below. See how submissions are scored just below.`,
+  },
+  {
+    type: "markdown",
+    title: "How it's judged",
+    body: `Every submission is scored on three things:
+
+**Use of the Bitrefill tech stack.** How well you put the MCP, API, and products to work.
+
+**Followed the requirements.** A real autonomous purchase, plus everything on the submission checklist.
+
+**Innovation.** How original and interesting the idea is.
+
+The three scores are averaged into a final score. That ranking picks the prize winners and the top 5 teams we spotlight.`,
+  },
+  {
+    type: "markdown",
+    title: "Questions & teammates",
+    body: `Questions, support, and finding a team: join the Telegram at [t.me/joinWebzero](https://t.me/joinWebzero). Drop in before and during the event. On the day, Bitrefill mentors are on hand throughout.`,
+  },
+  {
+    type: "markdown",
+    title: "FAQ",
+    body: `**Do I need real crypto to test?** No. Use the crypto test product (no setup) or ask the Bitrefill team for test credits to exercise the account-balance checkout. Neither spends real money.
+
+**Can I use any model or framework?** Yes. Build your agent however you like and connect to Bitrefill over MCP, or use the REST API for a fully custom build.
+
+**I don't have a paid agent plan. Can I still take part?** Yes. See "No paid agent plan?" above for free agents and free models that work with the MCP.
+
+**MCP or REST, which should I pick?** MCP is the fastest path and the recommended default. Use REST when you need full programmatic control over a custom agent.
+
+**Solo or team?** Either works.
+
+**What products and regions are covered?** Gift cards, mobile top-ups, eSIMs, and bill payments across 170+ countries.`,
+  },
+];
diff --git a/client/src/lib/mockPrograms.ts b/client/src/lib/mockPrograms.ts
index 38f16ec..6d0f92f 100644
--- a/client/src/lib/mockPrograms.ts
+++ b/client/src/lib/mockPrograms.ts
@@ -10,6 +10,7 @@
  */
 
 import type { ApiProgram, ApiProgramAdminEmail, ApiProgramSignup, ApiProgramSponsor } from "./api";
+import { BITREFILL_2026_CONTENT } from "./bitrefillContent";
 
 export const mockPrograms: ApiProgram[] = [
   {
@@ -79,16 +80,7 @@ export const mockPrograms: ApiProgram[] = [
     maxApplicants: null,
     eventUrl: "https://luma.com/internetmoneyhack",
     coverImageUrl: "/bitrefill-cover.png",
-    content: [
-      {
-        type: "schedule",
-        title: "Schedule",
-        rows: [
-          { time: "11:30", label: "Brunch & kick-off" },
-          { time: "18:00", label: "Submission deadline" },
-        ],
-      },
-    ],
+    content: BITREFILL_2026_CONTENT,
     prizeTiers: [
       { amount: 500, currency: "EUR", label: "Bitrefill giftcard" },
       { amount: 200, currency: "EUR", label: "Bitrefill giftcard" },
diff --git a/client/src/lib/submissionFeedback.ts b/client/src/lib/submissionFeedback.ts
new file mode 100644
index 0000000..6905f1b
--- /dev/null
+++ b/client/src/lib/submissionFeedback.ts
@@ -0,0 +1,97 @@
+// Per-program post-submission feedback questions, keyed by program slug. The
+// submission form renders these when a config exists and stores the answers in
+// the submission's `feedback` JSONB. No em-dashes in copy.
+
+export type FeedbackQuestion =
+  // Multi-select where the builder also stars the one surface they relied on most.
+  | { id: "surfaces"; kind: "multi-primary"; label: string; hint?: string; options: string[] }
+  // Single-select radio group.
+  | { id: string; kind: "single"; label: string; hint?: string; options: string[] }
+  // Free-text, one line. Optional unless marked required.
+  | { id: string; kind: "text"; label: string; hint?: string; placeholder?: string; required?: boolean };
+
+export type FeedbackConfig = { questions: FeedbackQuestion[] };
+
+// Shape persisted with the submission and sent to the API. Keys mirror the
+// question ids above; `surfacesPrimary` is the starred Q1 option.
+export type FeedbackAnswers = {
+  surfaces: string[];
+  surfacesPrimary: string | null;
+  agentEnv: string;
+  deadlineStatus: string;
+  biggestBlocker: string;
+  couldntHandle: string;
+  wouldKeepBuilding: string;
+};
+
+const FEEDBACK_BY_SLUG: Record<string, FeedbackConfig> = {
+  "bitrefill-2026": {
+    questions: [
+      {
+        id: "surfaces",
+        kind: "multi-primary",
+        label: "Which Bitrefill surfaces did you build with?",
+        hint: "Select all that apply, and star the one you relied on most.",
+        options: [
+          "Hosted MCP",
+          "Self-hosted MCP",
+          "CLI",
+          "Agent Skills (bitrefill/agents)",
+          "x402 payments",
+          "REST API",
+        ],
+      },
+      {
+        id: "agentEnv",
+        kind: "single",
+        label: "Which agent environment did you use?",
+        options: ["Claude Code", "Cursor", "Custom agent framework", "Other"],
+      },
+      {
+        id: "deadlineStatus",
+        kind: "single",
+        label: "Where did you land by the deadline?",
+        options: [
+          "Agent bought and paid on its own, running in about an hour",
+          "Agent bought and paid on its own, but it took most of the day",
+          "A purchase worked, but I handled (or mocked) the payment",
+          "Search/pricing worked, never completed a buy",
+          "Couldn't get a core flow going",
+        ],
+      },
+      {
+        id: "biggestBlocker",
+        kind: "single",
+        label: "What was your single biggest blocker?",
+        options: [
+          "Access / keys / OAuth",
+          "Couldn't figure it out from the docs",
+          "Finding the right product in the catalog",
+          "Creating or paying invoices",
+          "The x402 flow",
+          "Webhooks / order status",
+          "It didn't work, or wasn't possible to do",
+          "Nothing major, it was smooth",
+        ],
+      },
+      {
+        id: "couldntHandle",
+        kind: "text",
+        label: "What did you try to do that Bitrefill couldn't handle?",
+        placeholder: "One line, optional",
+        required: false,
+      },
+      {
+        id: "wouldKeepBuilding",
+        kind: "single",
+        label: "After today, would you keep building on Bitrefill?",
+        options: ["Yes, already planning to", "Maybe", "No"],
+      },
+    ],
+  },
+};
+
+/** Feedback config for a program's submission form, or null when none exists. */
+export function getSubmissionFeedback(slug: string): FeedbackConfig | null {
+  return FEEDBACK_BY_SLUG[slug] ?? null;
+}
diff --git a/client/src/lib/submissionTerms.ts b/client/src/lib/submissionTerms.ts
new file mode 100644
index 0000000..06c8a87
--- /dev/null
+++ b/client/src/lib/submissionTerms.ts
@@ -0,0 +1,55 @@
+// Submission terms shown in the "Read terms" modal on the project submission
+// form, keyed by program slug. A program with no entry shows no terms gate.
+// Authored as markdown and rendered with MarkdownBody. No em-dashes.
+
+const TERMS_BY_SLUG: Record<string, { title: string; body: string }> = {
+  "bitrefill-2026": {
+    title: "PROMPT x PURCHASE Bitrefill Hackathon: Submission Terms",
+    body: `By submitting a project to the PROMPT x PURCHASE Bitrefill hackathon, you confirm that you have read and agree to the following.
+
+### Eligibility
+
+- You attended the hackathon in person.
+- Your submission is made through Stadium before the submission deadline (6:00 PM).
+
+### Valid submission
+
+To be eligible for judging, your submission must:
+
+- Use at least one Bitrefill surface (MCP, CLI, Agent Skills, x402, or the REST API).
+- Demonstrate an AI agent completing a real search, buy, and pay flow on Bitrefill by itself, shown working in your demo and not mocked or faked.
+- Include your code or repository, a demo video or working link, and complete the feedback form about your experience.
+- Be your own (or your team's) original work that you have the rights to.
+
+Submissions that do not meet these requirements may be disqualified.
+
+### Judging
+
+Judges from Bitrefill and WebZero will review all submissions and select the winners. Each submission is scored on use of the Bitrefill tech stack, how well it meets the requirements, and how innovative it is. All judging decisions are final.
+
+You can view all submissions at [stadium.joinwebzero.com/programs/bitrefill-2026](https://stadium.joinwebzero.com/programs/bitrefill-2026) after the event.
+
+### Prizes
+
+Winners will be notified and will receive their prizes by email. You are responsible for providing a valid email address and for claiming your prize.
+
+### Showcasing
+
+You grant Bitrefill and WebZero permission to feature, demo, and publicly highlight your project and team name, including on their channels and as demo references.
+
+### Contact and privacy
+
+You agree that Bitrefill may contact you about your project. The details you provide at submission are used to administer the event, contact participants, and deliver prizes.
+
+### Conduct
+
+Organizers may disqualify any submission that breaks the rules, infringes others' rights, or contains illegal or harmful content.`,
+  },
+};
+
+export type SubmissionTerms = { title: string; body: string };
+
+/** Terms for a program's submission form, or null when the program has none. */
+export function getSubmissionTerms(slug: string): SubmissionTerms | null {
+  return TERMS_BY_SLUG[slug] ?? null;
+}
diff --git a/client/src/pages/HomePage.tsx b/client/src/pages/HomePage.tsx
index 7b29204..82ff748 100644
--- a/client/src/pages/HomePage.tsx
+++ b/client/src/pages/HomePage.tsx
@@ -1,58 +1,33 @@
-import { useState, useMemo, useEffect } from "react";
+import { useState, useEffect } from "react";
 import { Navigation } from "@/components/Navigation";
-import { LCDStat } from "@/components/lcd-stat";
 import { ProgramSpaces } from "@/components/program-spaces";
-import { api, type ApiProject, type ApiProgram } from "@/lib/api";
-import { isMainTrackWinner } from "@/lib/projectUtils";
+import { api, type ApiProgram } from "@/lib/api";
 import { useToast } from "@/hooks/use-toast";
 
 const HomePage = () => {
-  const [allProjects, setAllProjects] = useState<ApiProject[]>([]);
   const [allPrograms, setAllPrograms] = useState<ApiProgram[]>([]);
-  const [statsLoading, setStatsLoading] = useState(true);
   const { toast } = useToast();
 
-  // Load the project stats (for the index panel) and the programs list (for the
-  // program spaces) in parallel. Phase 2 #94: programs come from the `programs`
-  // table so upcoming/past events surface even with zero projects.
+  // Load the programs list for the program spaces. Phase 2 #94: programs come
+  // from the `programs` table so upcoming/past events surface even with zero projects.
   useEffect(() => {
-    const loadStatsAndPrograms = async () => {
+    const loadPrograms = async () => {
       try {
-        const [projectsResp, programsResp] = await Promise.all([
-          api.getProjects({ limit: 2000, sortBy: "updatedAt", sortOrder: "desc" }),
-          api.listPrograms().catch(() => null),
-        ]);
-        const apiProjects: ApiProject[] = Array.isArray(projectsResp?.data) ? projectsResp.data : [];
-        setAllProjects(apiProjects);
+        const programsResp = await api.listPrograms();
         setAllPrograms(programsResp?.data ?? []);
       } catch {
         toast({
           title: "Error",
-          description: "Failed to load directory stats.",
+          description: "Failed to load programs.",
           variant: "destructive",
         });
-      } finally {
-        setStatsLoading(false);
       }
     };
-    loadStatsAndPrograms();
+    loadPrograms();
     // Run once on mount; `toast` is stable across renders.
     // eslint-disable-next-line react-hooks/exhaustive-deps
   }, []);
 
-  const stats = useMemo(() => {
-    const totalProjects = allProjects.length;
-    const winners = allProjects.filter((p) => Array.isArray(p.bountyPrize) && p.bountyPrize.length > 0).length;
-    const m2Graduates = allProjects.filter((p) => p.m2Status === "completed" && isMainTrackWinner(p)).length;
-    const totalPaid = allProjects.reduce((acc, p) => {
-      const paid = (p.totalPaid || []).reduce((s, x) => s + (x.currency === "USDC" ? x.amount : 0), 0);
-      return acc + paid;
-    }, 0);
-    return { totalProjects, winners, m2Graduates, totalPaid };
-  }, [allProjects]);
-
-  const fmtUSD = (n: number) => n >= 1000 ? `$${(n / 1000).toFixed(1)}K` : `$${n}`;
-
   return (
     <div className="min-h-screen scanlines">
       <Navigation />
@@ -86,19 +61,6 @@ const HomePage = () => {
           </div>
         </section>
 
-        {/* Index stats */}
-        <section className="mb-10">
-          <div className="panel p-4">
-            <div className="label-hw mb-3">·INDEX / LIVE</div>
-            <div className="grid grid-cols-2 md:grid-cols-4 gap-2">
-              <LCDStat value={statsLoading ? "—" : stats.totalProjects} label="Total Entries" size="lg" />
-              <LCDStat value={statsLoading ? "—" : stats.winners} label="Winners" showLED pulse />
-              <LCDStat value={statsLoading ? "—" : stats.m2Graduates} label="In M2" showLED />
-              <LCDStat value={statsLoading ? "—" : fmtUSD(stats.totalPaid)} label="Paid" size="sm" showLED />
-            </div>
-          </div>
-        </section>
-
         {/* Programs — entry point to all WebZero program types */}
         <ProgramSpaces programs={allPrograms} />
       </main>
diff --git a/client/src/pages/ProgramDetailPage.tsx b/client/src/pages/ProgramDetailPage.tsx
index 362c058..017bda0 100644
--- a/client/src/pages/ProgramDetailPage.tsx
+++ b/client/src/pages/ProgramDetailPage.tsx
@@ -597,6 +597,15 @@ const ProgramDetailPage = () => {
               </div>
             )}
 
+            {/* Hackathon builder reference + submission requirements. Authored as
+                ordered `content` sections so they render directly above the
+                submit panel. Non-hackathon programs render their content higher up. */}
+            {isHackathon && (
+              <ProgramContent
+                sections={program.content?.filter((s) => s.type !== "schedule")}
+              />
+            )}
+
             {program.programType === "hackathon" && (
               <div className="panel p-4">
                 <div className="label-hw mb-3">·SUBMIT YOUR PROJECT</div>
diff --git a/server/api/controllers/__tests__/program.controller.test.js b/server/api/controllers/__tests__/program.controller.test.js
index 1218fe3..52c2825 100644
--- a/server/api/controllers/__tests__/program.controller.test.js
+++ b/server/api/controllers/__tests__/program.controller.test.js
@@ -8,7 +8,16 @@ vi.mock('../../services/program.service.js', () => ({
   },
 }));
 
+vi.mock('../../services/program-asset.service.js', () => ({
+  default: {
+    isAllowedImageMime: vi.fn(),
+    uploadCover: vi.fn(),
+  },
+  MAX_COVER_BYTES: 5 * 1024 * 1024,
+}));
+
 const programService = (await import('../../services/program.service.js')).default;
+const programAssetService = (await import('../../services/program-asset.service.js')).default;
 const programController = (await import('../program.controller.js')).default;
 
 const mockRes = () => {
@@ -89,3 +98,74 @@ describe('ProgramController.getBySlug', () => {
     expect(res.status).toHaveBeenCalledWith(404);
   });
 });
+
+describe('ProgramController.uploadCoverImage', () => {
+  beforeEach(() => vi.clearAllMocks());
+
+  const pngFile = (size = 1024) => ({ mimetype: 'image/png', size, buffer: Buffer.alloc(0) });
+
+  it('returns 422 when no file is provided', async () => {
+    const req = { params: { slug: 'bitrefill-2026' }, file: undefined };
+    const res = mockRes();
+    await programController.uploadCoverImage(req, res);
+    expect(res.status).toHaveBeenCalledWith(422);
+    expect(programAssetService.uploadCover).not.toHaveBeenCalled();
+  });
+
+  it('returns 422 for an unsupported mime type', async () => {
+    programAssetService.isAllowedImageMime.mockReturnValue(false);
+    const req = { params: { slug: 'bitrefill-2026' }, file: { mimetype: 'application/pdf', size: 10 } };
+    const res = mockRes();
+    await programController.uploadCoverImage(req, res);
+    expect(res.status).toHaveBeenCalledWith(422);
+    expect(programAssetService.uploadCover).not.toHaveBeenCalled();
+  });
+
+  it('returns 422 when the file exceeds the size cap', async () => {
+    programAssetService.isAllowedImageMime.mockReturnValue(true);
+    const req = { params: { slug: 'bitrefill-2026' }, file: pngFile(6 * 1024 * 1024) };
+    const res = mockRes();
+    await programController.uploadCoverImage(req, res);
+    expect(res.status).toHaveBeenCalledWith(422);
+    expect(programAssetService.uploadCover).not.toHaveBeenCalled();
+  });
+
+  it('returns 404 when the program does not exist', async () => {
+    programAssetService.isAllowedImageMime.mockReturnValue(true);
+    programService.findBySlug.mockResolvedValue(null);
+    const req = { params: { slug: 'nope' }, file: pngFile() };
+    const res = mockRes();
+    await programController.uploadCoverImage(req, res);
+    expect(res.status).toHaveBeenCalledWith(404);
+    expect(programAssetService.uploadCover).not.toHaveBeenCalled();
+  });
+
+  it('uploads and returns 201 with the public URL on success', async () => {
+    programAssetService.isAllowedImageMime.mockReturnValue(true);
+    programService.findBySlug.mockResolvedValue({ id: 'bitrefill-2026', slug: 'bitrefill-2026' });
+    programAssetService.uploadCover.mockResolvedValue('https://cdn.example/program-assets/bitrefill-2026/cover-x.png');
+    const req = { params: { slug: 'bitrefill-2026' }, file: pngFile() };
+    const res = mockRes();
+    await programController.uploadCoverImage(req, res);
+    expect(programAssetService.uploadCover).toHaveBeenCalledWith({
+      programId: 'bitrefill-2026',
+      buffer: req.file.buffer,
+      contentType: 'image/png',
+    });
+    expect(res.status).toHaveBeenCalledWith(201);
+    expect(res.json).toHaveBeenCalledWith({
+      status: 'success',
+      data: { url: 'https://cdn.example/program-assets/bitrefill-2026/cover-x.png' },
+    });
+  });
+
+  it('returns 500 when the upload throws', async () => {
+    programAssetService.isAllowedImageMime.mockReturnValue(true);
+    programService.findBySlug.mockResolvedValue({ id: 'bitrefill-2026', slug: 'bitrefill-2026' });
+    programAssetService.uploadCover.mockRejectedValue(new Error('storage down'));
+    const req = { params: { slug: 'bitrefill-2026' }, file: pngFile() };
+    const res = mockRes();
+    await programController.uploadCoverImage(req, res);
+    expect(res.status).toHaveBeenCalledWith(500);
+  });
+});
diff --git a/server/api/controllers/program.controller.js b/server/api/controllers/program.controller.js
index 4414076..e029c5a 100644
--- a/server/api/controllers/program.controller.js
+++ b/server/api/controllers/program.controller.js
@@ -10,6 +10,7 @@ import nonMemberApplicationService, { validateNonMemberApplication } from '../se
 import programAdminRepository from '../repositories/program-admin.repository.js';
 import programAdminEmailRepository from '../repositories/program-admin-email.repository.js';
 import programAdminInviteService from '../services/program-admin-invite.service.js';
+import programAssetService, { MAX_COVER_BYTES } from '../services/program-asset.service.js';
 import programSignupRepository from '../repositories/program-signup.repository.js';
 import { validateApplicationFields } from '../utils/application-fields.validator.js';
 import { validateProgram, validateSponsor } from '../utils/validation.js';
@@ -220,6 +221,46 @@ class ProgramController {
     }
   }
 
+  /**
+   * POST /api/programs/:slug/cover-image  (multipart, field "file")
+   *
+   * Admin-gated upload of a cover banner to Supabase Storage. Returns the public
+   * URL so the admin form can drop it into coverImageUrl and save via the normal
+   * PATCH. We do NOT persist it here — keeping upload and save separate means an
+   * abandoned upload never mutates the program.
+   */
+  async uploadCoverImage(req, res) {
+    try {
+      const { slug } = req.params;
+      const file = req.file;
+      if (!file) {
+        return res.status(422).json({ status: 'error', message: 'No image file provided (field "file")' });
+      }
+      if (!programAssetService.isAllowedImageMime(file.mimetype)) {
+        return res.status(422).json({
+          status: 'error',
+          message: 'Unsupported image type. Use PNG, JPEG, WebP, or GIF.',
+        });
+      }
+      if (file.size > MAX_COVER_BYTES) {
+        return res.status(422).json({ status: 'error', message: 'Image is too large (max 5MB).' });
+      }
+      const program = await programService.findBySlug(slug);
+      if (!program) {
+        return res.status(404).json({ status: 'error', message: 'Program not found' });
+      }
+      const url = await programAssetService.uploadCover({
+        programId: program.id,
+        buffer: file.buffer,
+        contentType: file.mimetype,
+      });
+      res.status(201).json({ status: 'success', data: { url } });
+    } catch (error) {
+      console.error('❌ Error uploading cover image:', error);
+      res.status(500).json({ status: 'error', message: 'Failed to upload cover image' });
+    }
+  }
+
   // --- Phase 1 revamp: program applications (#43) ---
 
   /** Admin-gated: list all applications for a given program. */
diff --git a/server/api/repositories/program-submission.repository.js b/server/api/repositories/program-submission.repository.js
index 7226063..1f7f85e 100644
--- a/server/api/repositories/program-submission.repository.js
+++ b/server/api/repositories/program-submission.repository.js
@@ -28,6 +28,8 @@ const transform = (row) => {
     paidAt: row.paid_at ?? null,
     paidBy: row.paid_by ?? null,
     prizeNotifiedAt: row.prize_notified_at ?? null,
+    agreedToTermsAt: row.agreed_to_terms_at ?? null,
+    feedback: row.feedback ?? null,
     createdAt: row.created_at,
     updatedAt: row.updated_at,
   };
@@ -70,7 +72,7 @@ class ProgramSubmissionRepository {
   // Returns { submission, duplicate }. Duplicate is decided up front (one
   // submission per Luma email per program) so the controller can answer 409
   // without leaning on the DB error text.
-  async create({ programId, submitterName, lumaEmail, projectTitle, projectBrief, videoUrl, githubUrl, late = false }) {
+  async create({ programId, submitterName, lumaEmail, projectTitle, projectBrief, videoUrl, githubUrl, late = false, feedback = null, agreedToTerms = false }) {
     const normalized = normalizeEmail(lumaEmail);
     const existing = await this.findByEmail(programId, normalized);
     if (existing) return { submission: existing, duplicate: true };
@@ -87,6 +89,8 @@ class ProgramSubmissionRepository {
         video_url: videoUrl,
         github_url: githubUrl,
         late,
+        feedback: feedback ?? null,
+        agreed_to_terms_at: agreedToTerms ? new Date().toISOString() : null,
       })
       .select('*')
       .single();
@@ -96,18 +100,24 @@ class ProgramSubmissionRepository {
 
   // Resubmission: overwrite the editable fields of an existing submission (one
   // per Luma email). Leaves prize / paid / promoted as-is.
-  async updateSubmission(id, { submitterName, projectTitle, projectBrief, videoUrl, githubUrl, late }) {
+  async updateSubmission(id, { submitterName, projectTitle, projectBrief, videoUrl, githubUrl, late, feedback, agreedToTerms }) {
+    const patch = {
+      submitter_name: submitterName,
+      project_title: projectTitle,
+      project_brief: projectBrief,
+      video_url: videoUrl,
+      github_url: githubUrl,
+      late: !!late,
+      updated_at: new Date().toISOString(),
+    };
+    // Resubmits overwrite the feedback; only re-stamp the terms agreement when
+    // the submitter re-affirmed it (never clear a prior agreement).
+    if (feedback !== undefined) patch.feedback = feedback ?? null;
+    if (agreedToTerms === true) patch.agreed_to_terms_at = new Date().toISOString();
+
     const { data, error } = await supabase
       .from('program_submissions')
-      .update({
-        submitter_name: submitterName,
-        project_title: projectTitle,
-        project_brief: projectBrief,
-        video_url: videoUrl,
-        github_url: githubUrl,
-        late: !!late,
-        updated_at: new Date().toISOString(),
-      })
+      .update(patch)
       .eq('id', id)
       .select('*')
       .single();
diff --git a/server/api/routes/program.routes.js b/server/api/routes/program.routes.js
index 76f98e3..8614ecb 100644
--- a/server/api/routes/program.routes.js
+++ b/server/api/routes/program.routes.js
@@ -1,5 +1,6 @@
 import { Router, text, json } from 'express';
 import rateLimit from 'express-rate-limit';
+import multer from 'multer';
 import programController from '../controllers/program.controller.js';
 import submissionController from '../controllers/submission.controller.js';
 import requireAdmin, {
@@ -48,6 +49,29 @@ const submissionLimiter = rateLimit({
   },
 });
 
+// Cover-image uploads buffer the file in memory (small banners) so the controller
+// can stream the bytes straight to Supabase Storage. Hard-cap at 5MB here too so
+// an oversized body is rejected before it's fully read; the controller mirrors
+// this with a friendlier 422.
+const coverUpload = multer({
+  storage: multer.memoryStorage(),
+  limits: { fileSize: 5 * 1024 * 1024, files: 1 },
+});
+
+// Run multer's single-file parse but translate its size/limit errors into a
+// friendly 422 instead of bubbling to the default 500 handler.
+const parseCoverUpload = (req, res, next) =>
+  coverUpload.single('file')(req, res, (err) => {
+    if (err instanceof multer.MulterError) {
+      const message = err.code === 'LIMIT_FILE_SIZE'
+        ? 'Image is too large (max 5MB).'
+        : 'Could not read the uploaded file.';
+      return res.status(422).json({ status: 'error', message });
+    }
+    if (err) return next(err);
+    next();
+  });
+
 // --- Public, Read-Only Routes ---
 router.get('/', programController.list);
 router.get('/:slug', programController.getBySlug);
@@ -59,6 +83,13 @@ router.get('/:slug/results', submissionController.publicResults);
 // --- Phase 1 revamp: admin create/edit (#46) ---
 router.post('/', requireAdmin, programController.createProgram);
 router.patch('/:slug', requireProgramAdmin('slug'), programController.updateProgram);
+// Upload a cover banner to Supabase Storage; returns the public URL to save via PATCH.
+router.post(
+  '/:slug/cover-image',
+  requireProgramAdmin('slug'),
+  parseCoverUpload,
+  programController.uploadCoverImage,
+);
 
 // --- Phase 1 revamp: applications (#43, #47) ---
 router.get(
diff --git a/server/api/services/program-asset.service.js b/server/api/services/program-asset.service.js
new file mode 100644
index 0000000..80fcec3
--- /dev/null
+++ b/server/api/services/program-asset.service.js
@@ -0,0 +1,44 @@
+import { randomUUID } from 'node:crypto';
+import { supabase } from '../../db.js';
+
+// Public Supabase Storage bucket holding admin-uploaded program imagery (cover
+// banners, etc.). Created by the migration that adds it to storage.buckets.
+const BUCKET = 'program-assets';
+
+// Image types we accept for a cover upload, mapped to a file extension. Anything
+// else is rejected by the controller before we ever touch storage.
+const EXT_BY_MIME = {
+  'image/png': 'png',
+  'image/jpeg': 'jpg',
+  'image/webp': 'webp',
+  'image/gif': 'gif',
+};
+
+export const ALLOWED_IMAGE_MIME = Object.keys(EXT_BY_MIME);
+export const MAX_COVER_BYTES = 5 * 1024 * 1024; // 5MB
+
+class ProgramAssetService {
+  /** True when the mime type is one we allow for an image upload. */
+  isAllowedImageMime(mime) {
+    return Object.prototype.hasOwnProperty.call(EXT_BY_MIME, mime);
+  }
+
+  /**
+   * Upload a cover image buffer to the public program-assets bucket and return
+   * its public URL. Caller (controller) is responsible for validating mime/size
+   * first. The path is namespaced by program id with a random suffix so repeated
+   * uploads never collide or overwrite each other.
+   */
+  async uploadCover({ programId, buffer, contentType }) {
+    const ext = EXT_BY_MIME[contentType] || 'png';
+    const path = `${programId}/cover-${randomUUID()}.${ext}`;
+    const { error } = await supabase.storage
+      .from(BUCKET)
+      .upload(path, buffer, { contentType, upsert: false });
+    if (error) throw error;
+    const { data } = supabase.storage.from(BUCKET).getPublicUrl(path);
+    return data.publicUrl;
+  }
+}
+
+export default new ProgramAssetService();
diff --git a/server/api/utils/__tests__/submission.validator.test.js b/server/api/utils/__tests__/submission.validator.test.js
index ca18cf5..cadc8fd 100644
--- a/server/api/utils/__tests__/submission.validator.test.js
+++ b/server/api/utils/__tests__/submission.validator.test.js
@@ -1,6 +1,7 @@
 import { describe, it, expect } from 'vitest';
 import {
   validateSubmission,
+  validateFeedback,
   validateScore,
   validatePrize,
   prizeTiersFor,
@@ -8,6 +9,16 @@ import {
   MAX_TOTAL_SCORE,
 } from '../submission.validator.js';
 
+const goodFeedback = {
+  surfaces: ['Hosted MCP', 'REST API'],
+  surfacesPrimary: 'Hosted MCP',
+  agentEnv: 'Claude Code',
+  deadlineStatus: 'A purchase worked, but I handled (or mocked) the payment',
+  biggestBlocker: 'The x402 flow',
+  couldntHandle: '',
+  wouldKeepBuilding: 'Maybe',
+};
+
 const goodSubmission = {
   submitterName: '  Ada Lovelace ',
   lumaEmail: 'Ada@Example.com',
@@ -47,6 +58,72 @@ describe('validateSubmission', () => {
     expect(validateSubmission({ ...goodSubmission, githubUrl: 'ftp://x/y' }).ok).toBe(false);
     expect(validateSubmission({ ...goodSubmission, githubUrl: 'github.com/no-scheme' }).ok).toBe(false);
   });
+
+  it('defaults feedback to null and agreedToTerms to false when absent', () => {
+    const r = validateSubmission(goodSubmission);
+    expect(r.ok).toBe(true);
+    expect(r.value.feedback).toBe(null);
+    expect(r.value.agreedToTerms).toBe(false);
+  });
+
+  it('carries valid feedback + terms agreement through', () => {
+    const r = validateSubmission({ ...goodSubmission, feedback: goodFeedback, agreedToTerms: true });
+    expect(r.ok).toBe(true);
+    expect(r.value.feedback.surfaces).toEqual(['Hosted MCP', 'REST API']);
+    expect(r.value.feedback.surfacesPrimary).toBe('Hosted MCP');
+    expect(r.value.agreedToTerms).toBe(true);
+  });
+
+  it('rejects a submission whose feedback is malformed', () => {
+    const r = validateSubmission({
+      ...goodSubmission,
+      feedback: { surfaces: ['MCP'], surfacesPrimary: 'CLI' },
+    });
+    expect(r.ok).toBe(false);
+  });
+
+  it('treats any non-true agreedToTerms as false', () => {
+    expect(validateSubmission({ ...goodSubmission, agreedToTerms: 'yes' }).value.agreedToTerms).toBe(false);
+  });
+});
+
+describe('validateFeedback', () => {
+  it('returns null value when feedback is absent', () => {
+    expect(validateFeedback(undefined)).toEqual({ ok: true, value: null });
+    expect(validateFeedback(null)).toEqual({ ok: true, value: null });
+  });
+
+  it('rejects a non-object feedback', () => {
+    expect(validateFeedback('nope').ok).toBe(false);
+    expect(validateFeedback(['a']).ok).toBe(false);
+  });
+
+  it('normalizes a valid feedback object', () => {
+    const r = validateFeedback(goodFeedback);
+    expect(r.ok).toBe(true);
+    expect(r.value.surfaces).toEqual(['Hosted MCP', 'REST API']);
+    expect(r.value.surfacesPrimary).toBe('Hosted MCP');
+    expect(r.value.agentEnv).toBe('Claude Code');
+  });
+
+  it('rejects a primary surface that is not among the selected surfaces', () => {
+    expect(validateFeedback({ surfaces: ['MCP'], surfacesPrimary: 'CLI' }).ok).toBe(false);
+  });
+
+  it('rejects non-array surfaces and empty surface entries', () => {
+    expect(validateFeedback({ surfaces: 'MCP' }).ok).toBe(false);
+    expect(validateFeedback({ surfaces: ['  '] }).ok).toBe(false);
+  });
+
+  it('drops unknown keys rather than persisting them', () => {
+    const r = validateFeedback({ ...goodFeedback, secretField: 'x' });
+    expect(r.ok).toBe(true);
+    expect(r.value.secretField).toBeUndefined();
+  });
+
+  it('rejects an over-long free-text answer', () => {
+    expect(validateFeedback({ couldntHandle: 'x'.repeat(1001) }).ok).toBe(false);
+  });
 });
 
 describe('validatePrize', () => {
diff --git a/server/api/utils/submission.validator.js b/server/api/utils/submission.validator.js
index 36a3d88..6339bc3 100644
--- a/server/api/utils/submission.validator.js
+++ b/server/api/utils/submission.validator.js
@@ -38,6 +38,73 @@ const isHttpUrl = (v) => {
   }
 };
 
+// Caps for the post-submission feedback payload. Feedback is free-form JSONB
+// (the question set is program-specific and lives client-side), so the server
+// validates structure + bounds rather than exact option text — this avoids
+// client/server drift while still rejecting junk. Unknown keys are dropped.
+const FEEDBACK_TEXT_MAX = 1000;
+const FEEDBACK_MAX_SURFACES = 20;
+const FEEDBACK_STRING_KEYS = [
+  'agentEnv',
+  'deadlineStatus',
+  'biggestBlocker',
+  'couldntHandle',
+  'wouldKeepBuilding',
+];
+
+// Validate the optional feedback object. Returns { ok, value } where value is
+// null (no feedback) or a normalized object, or { ok: false, error }.
+export function validateFeedback(feedback) {
+  if (feedback === undefined || feedback === null) return { ok: true, value: null };
+  if (typeof feedback !== 'object' || Array.isArray(feedback)) {
+    return { ok: false, error: 'feedback must be an object' };
+  }
+
+  const out = {};
+
+  if (feedback.surfaces !== undefined) {
+    if (!Array.isArray(feedback.surfaces)) {
+      return { ok: false, error: 'feedback.surfaces must be an array' };
+    }
+    if (feedback.surfaces.length > FEEDBACK_MAX_SURFACES) {
+      return { ok: false, error: 'Too many feedback surfaces selected' };
+    }
+    const surfaces = [];
+    for (const s of feedback.surfaces) {
+      const v = str(s);
+      if (!v || v.length > FEEDBACK_TEXT_MAX) {
+        return { ok: false, error: 'feedback.surfaces entries must be non-empty strings' };
+      }
+      surfaces.push(v);
+    }
+    out.surfaces = surfaces;
+  }
+
+  if (feedback.surfacesPrimary !== undefined && feedback.surfacesPrimary !== null) {
+    const primary = str(feedback.surfacesPrimary);
+    if (primary && (!out.surfaces || !out.surfaces.includes(primary))) {
+      return { ok: false, error: 'feedback.surfacesPrimary must be one of the selected surfaces' };
+    }
+    out.surfacesPrimary = primary || null;
+  } else {
+    out.surfacesPrimary = null;
+  }
+
+  for (const key of FEEDBACK_STRING_KEYS) {
+    if (feedback[key] === undefined || feedback[key] === null) continue;
+    if (typeof feedback[key] !== 'string') {
+      return { ok: false, error: `feedback.${key} must be a string` };
+    }
+    const v = feedback[key].trim();
+    if (v.length > FEEDBACK_TEXT_MAX) {
+      return { ok: false, error: `feedback.${key} is too long` };
+    }
+    out[key] = v;
+  }
+
+  return { ok: true, value: out };
+}
+
 // Returns { ok: true, value } with trimmed/normalized fields, or
 // { ok: false, error } with a human-readable message.
 export function validateSubmission(body = {}) {
@@ -67,9 +134,21 @@ export function validateSubmission(body = {}) {
     return { ok: false, error: 'A valid GitHub URL (http/https) is required' };
   }
 
+  const fb = validateFeedback(body.feedback);
+  if (!fb.ok) return { ok: false, error: fb.error };
+
   return {
     ok: true,
-    value: { submitterName, lumaEmail, projectTitle, projectBrief, videoUrl, githubUrl },
+    value: {
+      submitterName,
+      lumaEmail,
+      projectTitle,
+      projectBrief,
+      videoUrl,
+      githubUrl,
+      feedback: fb.value,
+      agreedToTerms: body.agreedToTerms === true,
+    },
   };
 }
 
diff --git a/server/package-lock.json b/server/package-lock.json
index 8559c6f..01a94a2 100644
--- a/server/package-lock.json
+++ b/server/package-lock.json
@@ -21,6 +21,7 @@
         "express-rate-limit": "^8.5.2",
         "helmet": "^8.1.0",
         "mongoose": "^8.16.1",
+        "multer": "^2.1.1",
         "polkadot-api": "^1.13.1",
         "resend": "^6.12.3",
         "tweetnacl": "^1.0.3",
@@ -4642,6 +4643,12 @@
         "node": ">= 8"
       }
     },
+    "node_modules/append-field": {
+      "version": "1.0.0",
+      "resolved": "https://registry.npmjs.org/append-field/-/append-field-1.0.0.tgz",
+      "integrity": "sha512-klpgFSWLW1ZEs8svjfb7g4qWY0YS5imI82dTg+QahUvJ8YqAY0P10Uk8tTyh9ZGuYEZEMaeJYCF5BFuX552hsw==",
+      "license": "MIT"
+    },
     "node_modules/assertion-error": {
       "version": "2.0.1",
       "resolved": "https://registry.npmjs.org/assertion-error/-/assertion-error-2.0.1.tgz",
@@ -4743,6 +4750,12 @@
         "node": ">=16.20.1"
       }
     },
+    "node_modules/buffer-from": {
+      "version": "1.1.2",
+      "resolved": "https://registry.npmjs.org/buffer-from/-/buffer-from-1.1.2.tgz",
+      "integrity": "sha512-E+XQCRwSbaaiChtv6k6Dwgc+bx+Bs6vuKJHHl5kox/BaKbhiXzqQOwK4cO22yElGp2OCmjwVhT3HmxgyPGnJfQ==",
+      "license": "MIT"
+    },
     "node_modules/bufferutil": {
       "version": "4.1.0",
       "hasInstallScript": true,
@@ -4767,6 +4780,17 @@
         "esbuild": ">=0.18"
       }
     },
+    "node_modules/busboy": {
+      "version": "1.6.0",
+      "resolved": "https://registry.npmjs.org/busboy/-/busboy-1.6.0.tgz",
+      "integrity": "sha512-8SFQbg/0hQ9xy3UNTB0YEnsNBbWfhf7RtnzpL7TkBiTBRfrQ9Fxcnz7VJsleJpyp6rVLvXiuORqjlHi5q+PYuA==",
+      "dependencies": {
+        "streamsearch": "^1.1.0"
+      },
+      "engines": {
+        "node": ">=10.16.0"
+      }
+    },
     "node_modules/bytes": {
       "version": "3.1.2",
       "license": "MIT",
@@ -4912,6 +4936,21 @@
       "dev": true,
       "license": "MIT"
     },
+    "node_modules/concat-stream": {
+      "version": "2.0.0",
+      "resolved": "https://registry.npmjs.org/concat-stream/-/concat-stream-2.0.0.tgz",
+      "integrity": "sha512-MWufYdFw53ccGjCA+Ol7XJYpAlW6/prSMzuPOTRnJGcGzuhLn4Scrz7qf6o8bROZ514ltazcIFJZevcfbo0x7A==",
+      "engines": [
+        "node >= 6.0"
+      ],
+      "license": "MIT",
+      "dependencies": {
+        "buffer-from": "^1.0.0",
+        "inherits": "^2.0.3",
+        "readable-stream": "^3.0.2",
+        "typedarray": "^0.0.6"
+      }
+    },
     "node_modules/confbox": {
       "version": "0.1.8",
       "license": "MIT"
@@ -6624,6 +6663,68 @@
       "version": "2.1.3",
       "license": "MIT"
     },
+    "node_modules/multer": {
+      "version": "2.1.1",
+      "resolved": "https://registry.npmjs.org/multer/-/multer-2.1.1.tgz",
+      "integrity": "sha512-mo+QTzKlx8R7E5ylSXxWzGoXoZbOsRMpyitcht8By2KHvMbf3tjwosZ/Mu/XYU6UuJ3VZnODIrak5ZrPiPyB6A==",
+      "license": "MIT",
+      "dependencies": {
+        "append-field": "^1.0.0",
+        "busboy": "^1.6.0",
+        "concat-stream": "^2.0.0",
+        "type-is": "^1.6.18"
+      },
+      "engines": {
+        "node": ">= 10.16.0"
+      },
+      "funding": {
+        "type": "opencollective",
+        "url": "https://opencollective.com/express"
+      }
+    },
+    "node_modules/multer/node_modules/media-typer": {
+      "version": "0.3.0",
+      "resolved": "https://registry.npmjs.org/media-typer/-/media-typer-0.3.0.tgz",
+      "integrity": "sha512-dq+qelQ9akHpcOl/gUVRTxVIOkAJ1wR3QAvb4RsVjS8oVoFjDGTc679wJYmUmknUF5HwMLOgb5O+a3KxfWapPQ==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.6"
+      }
+    },
+    "node_modules/multer/node_modules/mime-db": {
+      "version": "1.52.0",
+      "resolved": "https://registry.npmjs.org/mime-db/-/mime-db-1.52.0.tgz",
+      "integrity": "sha512-sPU4uV7dYlvtWJxwwxHD0PuihVNiE7TyAbQ5SWxDCB9mUYvOgroQOwYQQOKPJ8CIbE+1ETVlOoK1UC2nU3gYvg==",
+      "license": "MIT",
+      "engines": {
+        "node": ">= 0.6"
+      }
+    },
+    "node_modules/multer/node_modules/mime-types": {
+      "version": "2.1.35",
+      "resolved": "https://registry.npmjs.org/mime-types/-/mime-types-2.1.35.tgz",
+      "integrity": "sha512-ZDY+bPm5zTTF+YpCrAU9nK0UgICYPT0QtT1NZWFv4s++TNkcgVaT0g6+4R2uI4MjQjzysHB1zxuWL50hzaeXiw==",
+      "license": "MIT",
+      "dependencies": {
+        "mime-db": "1.52.0"
+      },
+      "engines": {
+        "node": ">= 0.6"
+      }
+    },
+    "node_modules/multer/node_modules/type-is": {
+      "version": "1.6.18",
+      "resolved": "https://registry.npmjs.org/type-is/-/type-is-1.6.18.tgz",
+      "integrity": "sha512-TkRKr9sUTxEH8MdfuCSP7VizJyzRNMjj2J2do2Jr3Kym598JVdEksuzPQCnlFPW4ky9Q+iA+ma9BGm06XQBy8g==",
+      "license": "MIT",
+      "dependencies": {
+        "media-typer": "0.3.0",
+        "mime-types": "~2.1.24"
+      },
+      "engines": {
+        "node": ">= 0.6"
+      }
+    },
     "node_modules/mz": {
       "version": "2.7.0",
       "license": "MIT",
@@ -7287,6 +7388,20 @@
         "url": "https://github.com/sponsors/sindresorhus"
       }
     },
+    "node_modules/readable-stream": {
+      "version": "3.6.2",
+      "resolved": "https://registry.npmjs.org/readable-stream/-/readable-stream-3.6.2.tgz",
+      "integrity": "sha512-9u/sniCrY3D5WdsERHzHE4G2YCXqoG5FTHUiCC4SIbr6XcLZBY05ya9EKjYek9O5xOAwjGq+1JdGBAS7Q9ScoA==",
+      "license": "MIT",
+      "dependencies": {
+        "inherits": "^2.0.3",
+        "string_decoder": "^1.1.1",
+        "util-deprecate": "^1.0.1"
+      },
+      "engines": {
+        "node": ">= 6"
+      }
+    },
     "node_modules/readdirp": {
       "version": "3.6.0",
       "dev": true,
@@ -7438,6 +7553,26 @@
         "tslib": "^2.1.0"
       }
     },
+    "node_modules/safe-buffer": {
+      "version": "5.2.1",
+      "resolved": "https://registry.npmjs.org/safe-buffer/-/safe-buffer-5.2.1.tgz",
+      "integrity": "sha512-rp3So07KcdmmKbGvgaNxQSJr7bGVSVk5S9Eq1F+ppbRo70+YeaDxkw5Dd8NPN+GD6bjnYm2VuPuCXmpuYvmCXQ==",
+      "funding": [
+        {
+          "type": "github",
+          "url": "https://github.com/sponsors/feross"
+        },
+        {
+          "type": "patreon",
+          "url": "https://www.patreon.com/feross"
+        },
+        {
+          "type": "consulting",
+          "url": "https://feross.org/support"
+        }
+      ],
+      "license": "MIT"
+    },
     "node_modules/safer-buffer": {
       "version": "2.1.2",
       "license": "MIT"
@@ -7760,6 +7895,23 @@
         "url": "https://github.com/sponsors/sindresorhus"
       }
     },
+    "node_modules/streamsearch": {
+      "version": "1.1.0",
+      "resolved": "https://registry.npmjs.org/streamsearch/-/streamsearch-1.1.0.tgz",
+      "integrity": "sha512-Mcc5wHehp9aXz1ax6bZUyY5afg9u2rv5cqQI3mRrYkGC8rW2hM02jWuwjtL++LS5qinSyhj2QfLyNsuc+VsExg==",
+      "engines": {
+        "node": ">=10.0.0"
+      }
+    },
+    "node_modules/string_decoder": {
+      "version": "1.3.0",
+      "resolved": "https://registry.npmjs.org/string_decoder/-/string_decoder-1.3.0.tgz",
+      "integrity": "sha512-hkRX8U1WjJFd8LsDJ2yQ/wWWxaopEsABU1XfkM8A+j0+85JAGppt16cr1Whg6KIbb4okU6Mql6BOj+uup/wKeA==",
+      "license": "MIT",
+      "dependencies": {
+        "safe-buffer": "~5.2.0"
+      }
+    },
     "node_modules/string-width": {
       "version": "8.1.1",
       "license": "MIT",
@@ -8097,6 +8249,12 @@
         "node": ">= 0.6"
       }
     },
+    "node_modules/typedarray": {
+      "version": "0.0.6",
+      "resolved": "https://registry.npmjs.org/typedarray/-/typedarray-0.0.6.tgz",
+      "integrity": "sha512-/aCDEGatGvZ2BIk+HmLf4ifCJFwvKFNb9/JeZPMulfgFracn9QFcAf5GO8B/mweUjSoblS5In0cWhqpfs/5PQA==",
+      "license": "MIT"
+    },
     "node_modules/typescript": {
       "version": "5.9.3",
       "license": "Apache-2.0",
@@ -8150,6 +8308,12 @@
         "node": ">=6.14.2"
       }
     },
+    "node_modules/util-deprecate": {
+      "version": "1.0.2",
+      "resolved": "https://registry.npmjs.org/util-deprecate/-/util-deprecate-1.0.2.tgz",
+      "integrity": "sha512-EPD5q1uXyFxJpCrLnCc1nHnq3gOa6DZBocAIiI2TaSCA7VCJ1UJDMagCzIkXNsUYfD1daK//LTEQ8xiIbrHtcw==",
+      "license": "MIT"
+    },
     "node_modules/validate-npm-package-license": {
       "version": "3.0.4",
       "license": "Apache-2.0",
diff --git a/server/package.json b/server/package.json
index 2f1b077..f8466e8 100644
--- a/server/package.json
+++ b/server/package.json
@@ -38,6 +38,7 @@
     "express-rate-limit": "^8.5.2",
     "helmet": "^8.1.0",
     "mongoose": "^8.16.1",
+    "multer": "^2.1.1",
     "polkadot-api": "^1.13.1",
     "resend": "^6.12.3",
     "tweetnacl": "^1.0.3",
diff --git a/supabase/migrations/20260614000000_program_assets_bucket.sql b/supabase/migrations/20260614000000_program_assets_bucket.sql
new file mode 100644
index 0000000..77c3a4d
--- /dev/null
+++ b/supabase/migrations/20260614000000_program_assets_bucket.sql
@@ -0,0 +1,36 @@
+-- Public Storage bucket for admin-uploaded program imagery (cover banners).
+-- Lets admins upload a high-fidelity cover image instead of relying on an
+-- external URL. Writes go through the server using the service-role key; reads
+-- are public so the banner renders on the public program page.
+--
+-- Additive and idempotent — safe to re-run.
+
+-- Create the bucket (public read). ON CONFLICT keeps a re-run a no-op.
+INSERT INTO storage.buckets (id, name, public, file_size_limit, allowed_mime_types)
+VALUES (
+  'program-assets',
+  'program-assets',
+  true,
+  5242880, -- 5MB, mirrors the server-side cap
+  ARRAY['image/png', 'image/jpeg', 'image/webp', 'image/gif']
+)
+ON CONFLICT (id) DO UPDATE
+  SET public = EXCLUDED.public,
+      file_size_limit = EXCLUDED.file_size_limit,
+      allowed_mime_types = EXCLUDED.allowed_mime_types;
+
+-- Public read of objects in this bucket. The service role bypasses RLS for
+-- writes, so we only need a SELECT policy for anonymous/public reads.
+DO $$
+BEGIN
+  IF NOT EXISTS (
+    SELECT 1 FROM pg_policies
+    WHERE schemaname = 'storage'
+      AND tablename = 'objects'
+      AND policyname = 'Public read program-assets'
+  ) THEN
+    CREATE POLICY "Public read program-assets"
+      ON storage.objects FOR SELECT
+      USING (bucket_id = 'program-assets');
+  END IF;
+END $$;
diff --git a/supabase/migrations/20260614000100_program_submission_feedback_terms.sql b/supabase/migrations/20260614000100_program_submission_feedback_terms.sql
new file mode 100644
index 0000000..dc24b24
--- /dev/null
+++ b/supabase/migrations/20260614000100_program_submission_feedback_terms.sql
@@ -0,0 +1,14 @@
+-- Submission terms agreement + post-submission feedback.
+--
+-- agreed_to_terms_at: when the submitter ticked the "I agree to the submission
+--   terms" box. Null for submissions made before terms existed / programs with
+--   no terms.
+-- feedback: free-form JSONB capturing the program's feedback questions (which
+--   Bitrefill surfaces, agent environment, where they landed, blockers, etc.).
+--   JSONB so the question set can evolve without a schema change.
+--
+-- Additive and idempotent — safe to re-run.
+
+ALTER TABLE program_submissions
+  ADD COLUMN IF NOT EXISTS agreed_to_terms_at TIMESTAMPTZ,
+  ADD COLUMN IF NOT EXISTS feedback JSONB;
diff --git a/supabase/migrations/20260614000200_bitrefill_2026_content.sql b/supabase/migrations/20260614000200_bitrefill_2026_content.sql
new file mode 100644
index 0000000..5bf3e86
--- /dev/null
+++ b/supabase/migrations/20260614000200_bitrefill_2026_content.sql
@@ -0,0 +1,11 @@
+-- One-time content update for the PROMPT x PURCHASE Bitrefill hackathon page.
+-- Sets the public program page's ordered `content` sections (build directions,
+-- what to submit, how it's judged, FAQ, and the rest) for slug 'bitrefill-2026'.
+-- Generated from client/src/lib/bitrefillContent.ts — keep the two in sync.
+--
+-- NOTE: this overwrites the program's current content for this row.
+
+UPDATE programs
+SET content = '[{"type":"schedule","title":"Schedule","rows":[{"time":"11:30","label":"Brunch & kick-off"},{"time":"18:00","label":"Submission deadline"}]},{"type":"markdown","title":"Build directions","body":"The simplest versions are a good warm-up: a bot that gifts a card, or an agent that tops up your eSIM the moment you land. Those are close to what you get the instant you connect, so the builds that stand out *compose* the primitives into something that had to be engineered. Three directions worth chasing:\n\n**Event-driven baskets.** An agent watches a real-world signal and assembles a multi-item order in response, then confirms fulfillment, with no single \"buy this\" command. e.g. a release bot that, when a launch ships, issues a reward bundle to the whole team, picking each person''s local coffee and ride-share brand by country.\n\n**Self-funding agents.** An agent that earns and spends from the same balance under a policy. Affiliate commissions or deposits top it up; the agent spends within caps, autonomously. e.g. a community bot that earns referral commissions on members'' top-ups and recycles them into monthly data for members who can''t afford it. A real economic loop, not just a spender.\n\n**Value routing across borders.** Given an intent and a destination, the agent picks the right instrument (airtime, a local gift card, eSIM data, or a bill payment) across 170+ countries, then settles over Lightning or crypto. e.g. \"Get $40 of value to my brother in Lagos\" and it decides local airtime plus a grocery card beats a US gift card he can''t redeem. The hardest direction: it is an optimization and fulfillment problem, not a lookup."},{"type":"markdown","title":"What you''re working with","body":"Everything Bitrefill sells is purchasable by an agent, and the recommended way to reach it is the Bitrefill eCommerce MCP.\n\n**Products:** gift cards (Amazon, Steam, Netflix, Spotify, and hundreds more), mobile top-ups (airtime and data worldwide), eSIMs (including topping up an existing eSIM by its ICCID), and bill payments. 170+ countries.\n\n**Payment rails:** Bitcoin, Lightning, Ethereum, USDC, USDT, Solana, or your account balance.\n\n**The mechanics that make the interesting builds possible:**\n\n- **Autonomous checkout:** buy paying from `balance` and there is no human in the loop. This is what satisfies the challenge, so wire it up early.\n- **Multi-product orders:** one purchase can contain many products. This is how you build baskets.\n- **Order polling and webhooks:** know the moment an order is delivered, so your agent can react instead of waiting.\n- **Bulk gift-card batches:** issue many cards programmatically for rewards, payouts, or campaigns.\n- **Affiliate commissions:** an agent can earn, not just spend."},{"type":"markdown","title":"Get started","body":"**1. Get a free developer key** at [bitrefill.com/account/developers](https://www.bitrefill.com/account/developers). The key is free; the only thing that can ever cost money is your own model.\n\n**2. Connect over MCP (recommended).** The hosted endpoint is the same for every agent and framework:\n\n```\nhttps://api.bitrefill.com/mcp/<YOUR_KEY>\n```\n\nAdd it as a remote MCP server in your agent. Key-in-URL is best for agents, scripts, and headless runs; OAuth (browser sign-in) also works if you want a human to authorize spend. The MCP exposes the full purchase loop: search products, get details, buy, and check orders.\n\n**3. Follow the official quickstart** for the end-to-end walkthrough and code: [docs.bitrefill.com/docs/quickstart-2](https://docs.bitrefill.com/docs/quickstart-2). Prefer a fully custom build? The REST API is documented at [docs.bitrefill.com/docs/api-overview](https://docs.bitrefill.com/docs/api-overview), but MCP is the fastest path for most teams."},{"type":"markdown","title":"No paid agent plan?","body":"You don''t need a paid agent subscription. The Bitrefill MCP works with almost any agent, and the only cost is the model, so pair it with a free one.\n\n**Already pay for an agent?** Just add the MCP endpoint above to Claude ([Desktop](https://claude.ai/download) or Code), ChatGPT, or [Cursor](https://www.cursor.com) and start building.\n\n**No paid plan? Pick a free agent that speaks MCP:**\n\n- **VS Code + GitHub Copilot** has a genuinely useful free tier with agent mode and MCP support. Setup: [Copilot](https://github.com/features/copilot) and [MCP in VS Code](https://code.visualstudio.com/docs/copilot/chat/mcp-servers).\n- **Gemini CLI** is free with a generous daily quota and supports MCP: [github.com/google-gemini/gemini-cli](https://github.com/google-gemini/gemini-cli).\n- **Cline** is a free, open-source VS Code extension where you bring your own model key: [github.com/cline/cline](https://github.com/cline/cline).\n- **Goose** is a free, open-source, model-agnostic agent: [github.com/block/goose](https://github.com/block/goose).\n\n**Then plug in a free model** (for the bring-your-own-key agents):\n\n- **Google AI Studio / Gemini API**, free tier: [aistudio.google.com](https://aistudio.google.com)\n- **OpenRouter**, includes free models: [openrouter.ai](https://openrouter.ai)\n- **Groq**, fast and free to start: [console.groq.com](https://console.groq.com)\n- **Local and fully free** via [Ollama](https://ollama.com) or [LM Studio](https://lmstudio.ai)\n\nOne caveat: the buy loop is multi-step tool use, so pick a model with solid tool-calling. Very small local models often struggle with it; a capable free model (for example the Gemini free tier, or a strong OpenRouter free model) will get you through the whole journey."},{"type":"markdown","title":"Test without spending real money","body":"You can build and demo the entire purchase flow without spending real money. There are two test paths, and both return a real redemption code.\n\n**Path A, crypto (no setup):** buy the `test-gift-card-code` product with any crypto method and request the payment link. A link is returned but you never pay it; the test product delivers regardless. Works on any key, today.\n\n**Path B, test credits (account balance):** this proves the real `balance` checkout your app will use. It requires test credits to be provisioned on your account, which are granted manually. **Message a member of the Bitrefill team with your account email address to have them added.** At the event, mentors can do this on the spot.\n\nFull walkthrough, the exact tool calls, the one polling rule that trips everyone up, and a reference run: [read the testing guide](https://github.com/sacha-l/bitrefill-gift-card-concierge/blob/master/TESTING.md)."},{"type":"markdown","title":"Resources","body":"- **Quickstart:** [docs.bitrefill.com/docs/quickstart-2](https://docs.bitrefill.com/docs/quickstart-2)\n- **eCommerce MCP docs:** [docs.bitrefill.com/docs/ecommerce-mcp](https://docs.bitrefill.com/docs/ecommerce-mcp)\n- **Core concepts:** [docs.bitrefill.com/docs/core-concepts](https://docs.bitrefill.com/docs/core-concepts)\n- **Testing guide (test credits + full flow):** [github.com/sacha-l/bitrefill-gift-card-concierge/blob/master/TESTING.md](https://github.com/sacha-l/bitrefill-gift-card-concierge/blob/master/TESTING.md)\n- **Reference app (shop-on-command concierge):** [github.com/sacha-l/bitrefill-gift-card-concierge](https://github.com/sacha-l/bitrefill-gift-card-concierge)\n- **MCP server repo:** [github.com/bitrefill/bitrefill-mcp-server](https://github.com/bitrefill/bitrefill-mcp-server)\n- **Agent skills:** [github.com/bitrefill/agents](https://github.com/bitrefill/agents)\n- **CLI:** [github.com/bitrefill/cli](https://github.com/bitrefill/cli)\n- **awesome-agentic-payments:** [github.com/bitrefill/awesome-agentic-payments](https://github.com/bitrefill/awesome-agentic-payments)\n- **Get a developer key:** [bitrefill.com/account/developers](https://www.bitrefill.com/account/developers)\n- **Agent-readable docs index:** [docs.bitrefill.com/llms.txt](https://docs.bitrefill.com/llms.txt)"},{"type":"markdown","title":"What to submit","body":"To count, a submission needs all of these:\n\n▢ **A working autonomous purchase.** An AI agent that searches, buys, and pays on Bitrefill on its own. The checkout runs without a human clicking pay.\n\n▢ **A landing page if your build is a CLI tool or an app interface.** A single page that explains what it is, what it does, and how to run it, with a link to the demo.\n\n▢ **A video demo link, 4 minutes maximum.** Walk through what the app does from start to finish and show one complete, successful user journey: a real search, buy, pay, and redemption. Anything over 4 minutes won''t be reviewed in full.\n\n▢ **A public GitHub URL** for your code.\n\nSubmit using the button below. See how submissions are scored just below."},{"type":"markdown","title":"How it''s judged","body":"Every submission is scored on three things:\n\n**Use of the Bitrefill tech stack.** How well you put the MCP, API, and products to work.\n\n**Followed the requirements.** A real autonomous purchase, plus everything on the submission checklist.\n\n**Innovation.** How original and interesting the idea is.\n\nThe three scores are averaged into a final score. That ranking picks the prize winners and the top 5 teams we spotlight."},{"type":"markdown","title":"Questions & teammates","body":"Questions, support, and finding a team: join the Telegram at [t.me/joinWebzero](https://t.me/joinWebzero). Drop in before and during the event. On the day, Bitrefill mentors are on hand throughout."},{"type":"markdown","title":"FAQ","body":"**Do I need real crypto to test?** No. Use the crypto test product (no setup) or ask the Bitrefill team for test credits to exercise the account-balance checkout. Neither spends real money.\n\n**Can I use any model or framework?** Yes. Build your agent however you like and connect to Bitrefill over MCP, or use the REST API for a fully custom build.\n\n**I don''t have a paid agent plan. Can I still take part?** Yes. See \"No paid agent plan?\" above for free agents and free models that work with the MCP.\n\n**MCP or REST, which should I pick?** MCP is the fastest path and the recommended default. Use REST when you need full programmatic control over a custom agent.\n\n**Solo or team?** Either works.\n\n**What products and regions are covered?** Gift cards, mobile top-ups, eSIMs, and bill payments across 170+ countries."}]'::jsonb,
+    updated_at = NOW()
+WHERE slug = 'bitrefill-2026';