diff --git a/application/rebalance_service.py b/application/rebalance_service.py
index 78f679f..64cbb7e 100644
--- a/application/rebalance_service.py
+++ b/application/rebalance_service.py
@@ -288,13 +288,13 @@ def build_dashboard(
         qty = positions[symbol]["quantity"]
         avg = positions[symbol]["avg_cost"]
         market_value = qty * avg
-        position_lines.append(f"  {symbol}: {qty}股 ${market_value:,.2f}")
+        position_lines.append(f"  - {symbol}: {qty}股 | ${market_value:,.2f}")
     position_text = "\n".join(position_lines) if position_lines else translator("empty_positions")
     signal_metadata = signal_metadata or {}
     allocation = _resolve_weight_allocation(signal_metadata, required=False)
     target_lines = []
     for symbol, weight in sorted(allocation.get("targets", {}).items(), key=lambda item: (-item[1], item[0])):
-        target_lines.append(f"  {symbol}: {weight:.1%}")
+        target_lines.append(f"  - {symbol}: {weight:.1%}")
     target_text = "\n".join(target_lines) if target_lines else translator("empty_target_weights")
     regime = signal_metadata.get("regime")
     breadth_ratio = signal_metadata.get("breadth_ratio")
@@ -323,14 +323,19 @@ def build_dashboard(
         else None,
         translator("snapshot_as_of_detail", value=_format_text(snapshot_as_of, fallback="<none>")) if snapshot_as_of else None,
     ]
-    diagnostics_text = " | ".join(part for part in diagnostics if part)
+    diagnostics_lines = [f"  - {part}" for part in diagnostics if part]
+    diagnostics_text = "\n".join(diagnostics_lines)
     localized_status_desc = _localize_notification_text(status_desc, translator=translator)
     localized_signal_desc = _localize_notification_text(signal_desc, translator=translator)
     return (
-        f"{translator('equity')}: ${equity:,.2f} | {translator('buying_power')}: ${buying_power:,.2f}\n"
+        f"{translator('account_summary_title')}\n"
+        f"  - {translator('equity')}: ${equity:,.2f}\n"
+        f"  - {translator('buying_power')}: ${buying_power:,.2f}\n"
         f"{separator}\n"
+        f"{translator('positions_title')}\n"
         f"{position_text}\n"
         f"{separator}\n"
+        f"{translator('execution_summary_title')}\n"
         f"{diagnostics_text}\n"
         f"{separator}\n"
         f"{status_icon} {localized_status_desc}\n"
diff --git a/notifications/telegram.py b/notifications/telegram.py
index 871bced..3c33cef 100644
--- a/notifications/telegram.py
+++ b/notifications/telegram.py
@@ -14,6 +14,9 @@
         "buying_power": "购买力",
         "empty_positions": "  (空仓)",
         "empty_target_weights": "  (无目标持仓)",
+        "account_summary_title": "📊 账户摘要",
+        "positions_title": "💼 当前持仓",
+        "execution_summary_title": "🧾 执行摘要",
         "target_weights_title": "目标持仓",
         "strategy_profile_detail": "策略={profile}",
         "execution_profile_detail": "执行配置={profile}",
@@ -93,6 +96,9 @@
         "buying_power": "Buying Power",
         "empty_positions": "  (No positions)",
         "empty_target_weights": "  (No target positions)",
+        "account_summary_title": "📊 Account Summary",
+        "positions_title": "💼 Current Positions",
+        "execution_summary_title": "🧾 Execution Summary",
         "target_weights_title": "Target Weights",
         "strategy_profile_detail": "strategy_profile={profile}",
         "execution_profile_detail": "profile={profile}",
diff --git a/tests/test_notifications.py b/tests/test_notifications.py
index 16a6655..39c00cb 100644
--- a/tests/test_notifications.py
+++ b/tests/test_notifications.py
@@ -5,6 +5,9 @@
 def test_build_translator_supports_chinese():
     translate = build_translator("zh")
     assert translate("equity") == "净值"
+    assert translate("account_summary_title") == "📊 账户摘要"
+    assert translate("positions_title") == "💼 当前持仓"
+    assert translate("execution_summary_title") == "🧾 执行摘要"
     assert translate("target_weights_title") == "目标持仓"
     assert translate("market_status_risk_on", asset="SOXL") == "🚀 风险开启（SOXL）"
     assert translate("signal_risk_on", window=150, ratio="40.2%") == "SOXL 站上 150 日均线，持有 SOXL，交易层风险仓位 40.2%"
diff --git a/tests/test_rebalance_service.py b/tests/test_rebalance_service.py
index fdf47fa..a48c1c4 100644
--- a/tests/test_rebalance_service.py
+++ b/tests/test_rebalance_service.py
@@ -25,6 +25,9 @@ def _build_test_translator():
         "buying_power": "buying_power",
         "empty_positions": "(empty positions)",
         "empty_target_weights": "(empty target positions)",
+        "account_summary_title": "Account Summary",
+        "positions_title": "Current Positions",
+        "execution_summary_title": "Execution Summary",
         "target_weights_title": "Target Weights",
         "strategy_label": "strategy={name}",
         "strategy_profile_detail": "strategy_profile={profile}",
@@ -85,6 +88,9 @@ def test_build_dashboard_localizes_strategy_details():
     )
 
     assert "🧭 策略: 全球 ETF 轮动" in dashboard
+    assert "📊 账户摘要" in dashboard
+    assert "💼 当前持仓" in dashboard
+    assert "🧾 执行摘要" in dashboard
     assert "目标持仓" in dashboard
     assert "市场阶段=risk_off" in dashboard
     assert "快照路径" not in dashboard
@@ -209,6 +215,9 @@ def fake_execute_rebalance(
     assert observed["strategy_symbols"] == ("AAA", "BOXX")
     assert observed["signal_metadata"]["managed_symbols"] == ("AAA", "BOXX")
     assert observed["messages"]
+    assert "Account Summary" in observed["messages"][0]
+    assert "Current Positions" in observed["messages"][0]
+    assert "Execution Summary" in observed["messages"][0]
     assert "📏 breadth=60.0%" in observed["messages"][0]
     assert "Target Weights" in observed["messages"][0]