Features needed

[MKoval-AP]

• Fees
  • flexible periods for NF, LF
  • NF and DC fee work correctly
  • DC fee switch to lower fee is based on date
  • DC VAT registered yes/no, max values for DC fees
  • old PDA fees
• Align period dates according to distribution day
• Creditor type preference? (home loan, vehicle finance, other)
• Contribution amount ascalations
• Custom installments
  • fees and custom installments work in the same plan
  • works well with old PDA fee
  • correct allocation of surplus amount
  • custom installment type: "exact" or "not less than" ?
• Creidtor service fees and linked insurance
  • works well with adhoc fees and custom installments
• Interest calculations
  • based on date: COB date (or previous payment date), period date (including distribution day)
  • in duplum rule (also including interest paid in previous simulations)
• Strategies
  • ProRata
  • Snowball
  • HighestYield
  • DCRS
• Payment simulator
  • requires different spreadsheet format (last paid period per creditor: date, balance; also original balance and total paid interest for in duplum calculation)
  • different PaymentAmounts (exact contribution, slight under/over payment, huge under/overpayment) with respective payment allocation (spec)